Funding guides
Growth, operating costs and tough spots, each with what it costs, what a funder reads and a worked example. From Merchant Fund Express.
✓ Checking what you qualify for does not affect your credit score.
Merchant Fund Express is a funding marketplace. Owners come to us at specific moments: a second location, a truck that broke down, a slow season, an advance that is too heavy to carry. Each page below takes one of those moments and shows what it costs, what a funder reads on the file and how the money is usually sized.
Pick the page that matches your situation, or start with the application. Merchant Fund Express gives a same-day decision on a complete file, and funding is typically the next business day after signing.
They are plain-language guides from Merchant Fund Express to specific funding situations, each with a worked example using illustrative numbers.
No. Examples are illustrations of how a request is sized. Real amounts depend on your file and the funder, and an offer states the full repayment amount in dollars.
Apply once. A complete file gets a same-day decision, and funding is typically the next business day after signing.
Same-day decision on a complete file. Applying takes a few minutes and will not affect your credit score.