Merchant Fund Express
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Funding guides

Funding for your situation: find the moment that matches yours.

Growth, operating costs and tough spots, each with what it costs, what a funder reads and a worked example. From Merchant Fund Express.

✓ Checking what you qualify for does not affect your credit score.

How to use these guides

Merchant Fund Express is a funding marketplace. Owners come to us at specific moments: a second location, a truck that broke down, a slow season, an advance that is too heavy to carry. Each page below takes one of those moments and shows what it costs, what a funder reads on the file and how the money is usually sized.

Pick the page that matches your situation, or start with the application. Merchant Fund Express gives a same-day decision on a complete file, and funding is typically the next business day after signing.

Use the worked examples to size your own request before you apply
Every page links to the products that usually fit and the documents to prepare
Minimum FICO is 500; better credit means better offers

Growth: new locations, units, purchases and projects

Operating: the costs that arrive on their own schedule

Recovery, setbacks and who you are

By type of business

Common questions

What are these pages?

They are plain-language guides from Merchant Fund Express to specific funding situations, each with a worked example using illustrative numbers.

Are the numbers on these pages offers?

No. Examples are illustrations of how a request is sized. Real amounts depend on your file and the funder, and an offer states the full repayment amount in dollars.

How do I get a decision?

Apply once. A complete file gets a same-day decision, and funding is typically the next business day after signing.

Ready to see where you stand?

Same-day decision on a complete file. Applying takes a few minutes and will not affect your credit score.

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