The four steps
1. Apply in minutes
A short application. No impact to your credit score to see what you qualify for.
2. Same-day decision
We review revenue, time in business and bank activity — not just a credit score.
3. Review your terms
You see the amount, the term and the total cost before you sign anything.
4. Funded next business day
Money in your account, typically the next business day after signing.
What we look at
These are revenue-based products, so the business carries the file. Consistent monthly deposits, time in business, and healthy bank activity matter more than a credit score alone.
Existing advances do not disqualify you — we fund first and second position and buy out balances of $100,000 or less.
What to have ready
A complete file gets a same-day decision. An incomplete one waits on you.
What you get before you sign
The amount, the term, the payment schedule and the total cost — in writing, before you commit to anything. No surprise origination fee taken off the top, because the origination fee is zero.
Common questions
How long does the whole process take?
Usually two days: same-day decision, next-business-day funding.
Do I need to get on a sales call?
No. You can complete the application and get a decision without one.
Will this affect my credit score?
Checking what you qualify for does not affect your credit.
What documents do I need?
Three to six months of business bank statements plus basic business details.
What if I have an existing advance?
Disclose it up front. We fund first and second position and can buy out balances of $100,000 or less.