Every comparison
Factor rate vs interest rate
The most expensive misunderstanding in funding. Read →
MCA vs business loan
Speed against cost, and where the qualification line sits. Read →
Line of credit vs credit card
Different tools. Most businesses should have both. Read →
Invoice factoring vs MCA
Do you invoice and wait, or get paid at the till? Read →
Secured vs unsecured
What pledging an asset actually changes. Read →
Daily vs weekly payments
Same cost, different business. Read →
Short term vs long term
Match the term to what the money is buying. Read →
Revenue-based vs MCA
Closer than they look, priced differently. Read →
Term loan vs line of credit
The original question, side by side. Read →
Why these pages exist
Most funding sites compare products in a way that concludes with their own product. These do not. Where a term loan is the wrong instrument we say so, and where an advance is the only thing that will fund a file we say that too.
The reason is simple: you can check every number on these pages against the published terms, and a comparison that only ever reaches one conclusion is not a comparison.
All figures come from our published product terms. See the full requirements and thresholds →
How it works
1. Apply in minutes
A short application. No impact to your credit score to see what you qualify for.
2. Same-day decision
We review revenue, time in business and bank activity — not just a credit score.
3. Review your terms
You see the amount, the term and the total cost before you sign anything.
4. Funded next business day
Money in your account, typically the next business day after signing.
Common questions
Which funding product is cheapest?
A term loan at 0% origination, if you qualify at 3 years in business and a 650 FICO. Revenue-based products cost more because they fund files a term loan will not.
How do I compare two offers?
Compare total payback and the payoff amount at month three. Those two numbers expose the structure regardless of how the rate is described.
Do you publish your rates?
Yes. Line of credit from 1% per month with a 2.49% draw fee, term loan at 0% origination.
Will checking affect my credit?
No.