The published minimums
Why the deposit count matters as much as the dollar figure
Eight deposits a month is a low bar on purpose. It is not testing volume — it is testing that revenue arrives steadily rather than in one or two lumps.
A business doing $30,000 a month across two deposits reads as concentration risk: lose one customer and the file changes completely. The same $30,000 across twenty deposits reads as a real, diversified book of business. The second file funds more easily and at better terms.
Balance is the second most common decline reason on file. See how the 10% ratio is actually measured →
How it works
1. Apply in minutes
A short application. No impact to your credit score to see what you qualify for.
2. Same-day decision
We review revenue, time in business and bank activity — not just a credit score.
3. Review your terms
You see the amount, the term and the total cost before you sign anything.
4. Funded next business day
Money in your account, typically the next business day after signing.
Common questions
What is the minimum monthly revenue for a business loan?
$25,000 a month, or $300,000 a year, for a line of credit or term loan. $60,000 in verifiable revenue for revenue-based funding.
How many bank deposits do I need per month?
At least 8.
How much do I need to keep in the bank?
An average balance of $5,000, or 10% of monthly revenue — whichever is the stronger signal for your revenue level.
How much can I borrow against my revenue?
A term loan is capped at 15% of annual revenue. A line of credit goes to $350,000.
How many months of bank statements are needed?
Three, minimum.