Funding for your situation
How to fund advertising, a website refresh or a campaign without betting the operating account.
✓ Checking what you qualify for does not affect your credit score.
Marketing is the one growth spend you can start small, measure weekly and scale. It is also the easiest to overspend on. A funded push works best with a budget cap, a conversion goal and a review date.
Merchant Fund Express is a funding marketplace: you apply once, and the file is matched to the structure that fits it. The sections below show what this situation usually costs, how a funder reads it, and what to prepare.
Search, social and local ads.
The assets that convert the traffic.
Call tracking, CRM and analytics.
Money reserved for what works.
| Cost item | Illustrative amount |
|---|---|
| Paid media for 12 weeks | $24,000 |
| Creative and website work | $9,000 |
| Tools, tracking and CRM | $2,500 |
| Reserve to scale what works | $6,000 |
| Cushion for overruns and slow early weeks (about 10%) | $4,000 |
| Marketing push total | $45,500 |
Sizing check. If the full repayment shown in an offer were $60,000 over about 26 weeks, the weekly debit would be about $2,308. Against illustrative monthly deposits of $35,000 (about $8,077 a week), that is roughly 29% of weekly deposits. Your own offer states the real repayment amount in dollars; run your numbers on the factor rate calculator before you accept anything.
Source: worksheet by Merchant Fund Express. Illustrative only: these figures are not an offer, and real amounts depend on your file and the funder.
These are the same factors described on revenue and deposit requirements and time in business. Merchant Fund Express walks you through how your own file reads before you apply.
A complete file is what makes a same-day decision possible. If something is missing, tell us and we will work around it.
Applying with Merchant Fund Express is a single application. We review it the same day on a complete file, explain what the numbers say in plain terms, and fund typically the next business day after signing. Nothing here affects your credit score to check.
Often as working capital. Because returns are less certain than equipment, keep the request modest and measurable.
One you can afford to lose part of while you learn. Your numbers set the right cap.
Revenue-based financing flexes with sales, which can feel lighter if the campaign ramps slowly.
The minimum FICO is 500, and better credit means better products and terms. See credit score requirements for how the tiers work.
Merchant Fund Express gives a same-day decision on a complete file. Applying takes a few minutes and will not affect your credit score.
