Geography
Every state is open. California and New York carry extra rules on the revenue-based tier, and that is the only geographic wrinkle.
✓ Checking what you qualify for does not affect your credit score.
State lending and disclosure rules are not uniform, so a small number of states carry extra restrictions. California and New York are funded in full, with tighter rules on the revenue-based tier.
A short application. No impact to your credit score to see what you qualify for.
We review revenue, time in business and bank activity — not just a credit score.
You see the amount, the term and the total cost before you sign anything.
Money in your account, typically the next business day after signing.
All 50 states.
Yes. We fund businesses in all 50 states, including Vermont.
Yes. Extra restrictions apply on the revenue-based tier.
Yes, with the same note as California.
No — what matters is where the business operates and is registered.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
