Funding for your situation
How to fund inventory, staff and setup ahead of a festival, a trade show, a wedding season or a holiday.
✓ Checking what you qualify for does not affect your credit score.
Big events concentrate revenue into a few days, and the costs into the weeks before. Inventory, staff, permits and transport all come due while the revenue is still a forecast. A short funding window sized to the event, repaid from the event, is the shape most owners want.
Merchant Fund Express is a funding marketplace: you apply once, and the file is matched to the structure that fits it. The sections below show what this situation usually costs, how a funder reads it, and what to prepare.
Ordered weeks ahead.
Paid before and during.
Fees due early and non-refundable.
The spend that drives traffic to you.
| Cost item | Illustrative amount |
|---|---|
| Inventory and supplies | $20,000 |
| Staff and temporary labor | $12,000 |
| Booth fees, permits and transport | $8,500 |
| Marketing and signage | $4,500 |
| Cushion for overruns and slow early weeks (about 10%) | $4,500 |
| Pre-event cash needed | $49,500 |
Sizing check. If the full repayment shown in an offer were $65,000 over about 26 weeks, the weekly debit would be about $2,500. Against illustrative monthly deposits of $45,000 (about $10,385 a week), that is roughly 24% of weekly deposits. Your own offer states the real repayment amount in dollars; run your numbers on the factor rate calculator before you accept anything.
Source: worksheet by Merchant Fund Express. Illustrative only: these figures are not an offer, and real amounts depend on your file and the funder.
These are the same factors described on revenue and deposit requirements and time in business. Merchant Fund Express walks you through how your own file reads before you apply.
A complete file is what makes a same-day decision possible. If something is missing, tell us and we will work around it.
Here is what happens after you apply with Merchant Fund Express: the application is reviewed against the factors on this page, you get a same-day decision on a complete file, and funding is typically the next business day after signing. If something is missing, we say exactly what.
Short-term working capital or a draw on a line of credit, repaid from the event.
Yes. A booking confirmation shows the opportunity and its date.
Often yes. Knowing your funding lets you commit with confidence.
The minimum FICO is 500, and better credit means better products and terms. See credit score requirements for how the tiers work.
Merchant Fund Express gives a same-day decision on a complete file. Applying takes a few minutes and will not affect your credit score.
