Franchise funding
Residential cleaning in a protected zip-code territory: staffing, retention, vehicles and marketing, read from biweekly household deposits.
✓ Merchant Fund Express starts with a soft credit pull. Terms depend on your location's revenue and history.
Updated October 21, 2026 · Merchant Fund Express
Merchant Fund Express funds existing The Cleaning Authority franchise owners with business loans, merchant cash advances, revenue-based financing, lines of credit, equipment financing and working capital from $25,000 to $5,000,000. Most customers book every two weeks, so deposits follow a steady rhythm; we read that rhythm after royalty, brand fund and staff costs. A complete file gets a same-day decision, and funding often lands the next business day.
Owners of open The Cleaning Authority franchises running a protected territory defined by zip codes and target households. The franchisor says customers, on average, have their homes cleaned every two weeks, and its playbook centers on hiring, bonus and incentive plans and a career path that moves strong cleaners into leadership roles. Owners who build out an office team can step back toward absentee ownership, which shifts spending from the owner's time to managers' salaries.
Inventory needs are light, so most capital goes to people, vehicles and marketing. See the cleaning and restoration franchise guide and our business line of credit for cleaning page.
Checked Oct 2026 against official sources: the franchisor's own franchising site, its FDD or SEC filings, or the SBA Franchise Directory. Figures change; confirm current numbers in the latest Franchise Disclosure Document. Figures we could not confirm from an official source are left out.
Already running a The Cleaning Authority location and need capital? Merchant Fund Express funds existing franchise owners with every product below. Terms depend on the business's revenue and history.
Keeping good cleaners takes bonuses, raises and steady hours. Paying those before the extra capacity is booked strains cash; see cleaning payroll funding.
Hiring an office manager or field supervisor is the step toward absentee ownership, but the salary starts before the owner's time is freed for growth.
A protected territory only pays if its households know the brand. Local marketing campaigns cost money up front; see franchise marketing funding.
| Need | Product | Published requirement it leans on | What to send |
|---|---|---|---|
| Recruit and train new cleaners | Working capital | Tier 2: 6+ months, FICO 600+, $60K verifiable revenue | Statements, payroll register |
| Hire an office or operations manager | Business loan | Tier 1: 3+ years, FICO 650+, about $25K/month revenue | Statements, debt schedule |
| Team vehicles | Equipment financing | Dealer quote and useful life | Quote, 3 months of statements |
| Retention bonuses and holiday weeks | Line of credit | Tier 1: 8+ deposits a month, NSFs max 6/month | Statements |
| Summer slowdown | Revenue-based financing | Tier 2: minimum daily balance $800, up to 2 current advances | Statements |
Spanish-speaking support is available, and ITIN applicants are accepted.
Suppose a territory deposits $70,000 a month. Cleaner and office payroll is $35,000, royalty and brand fund drafts $5,600, vehicles and fuel $4,400, and rent, supplies and software $6,000. The owner wants a $48,000 business loan to hire an operations manager.
Figures in this example are illustrations of the arithmetic, not an offer, quote or approval. Real terms depend on the file and the funder.
A territory that has not opened has no deposits, so it needs operating history before Merchant Fund Express can review it; buying a franchise covers the route. Owners adding a territory are read on current deposits; see second location funding. Taking over an operating franchise follows franchise transfer financing.
Yes, if the franchise is open and depositing into a business account. Sole proprietors are eligible and all 50 states are served.
Yes. A business loan or working capital can carry a manager's salary while the added capacity builds revenue.
Yes. Vehicles are reviewed against a dealer quote and their useful life, with current vehicle payments counted.
Revenue-based financing payments move with deposits, and a line of credit can be drawn only during the soft weeks.
No. Merchant Fund Express is independent. We use the The Cleaning Authority name only to identify the owners this page is for; it does not mean the franchisor endorses or works with us.
Merchant Fund Express is independent. Not affiliated with or endorsed by The Cleaning Authority or its franchisor. Brand names identify the owner audience only.
Merchant Fund Express reviews your location's revenue, deposits and existing payments. Same-day decision on a complete file; funding often the next business day. About five minutes to apply.
