Pay your crews on time while commercial clients take 30 to 45 days to pay. Five-minute application, bank statements instead of tax returns.
Cover My PayrollCleaning Payroll Funding
Cleaning crews get paid weekly. Clients often don't. We fund established cleaning companies from $25,000 so wages go out on time, with full costs shown before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application, about three months of statements, and funding in as little as 24 hours for qualified companies.
FICO 500 and up is considered. Steady client deposits matter as much as the score.
The full repayment amount is in your offer before you accept. No surprise costs after signing.
Your repayment schedule is in the offer, so you can plan it alongside each payroll run.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Cleaning is a labor business. Crews expect a paycheck every week or two, but office buildings, property managers and medical facilities often pay on net 30 or net 45 terms, and some pay later than that. The more commercial accounts you win, the wider that gap gets. A company can be busy and profitable on paper and still stare at a thin balance the night before payroll.
Payroll funding from Merchant Fund Express covers that timing gap for established janitorial and residential cleaning companies with steady deposits.
A business line of credit is often the cleanest fit for recurring payroll timing, since you draw before payday and pay it back as clients pay you. Working capital suits a one-time bridge, such as staffing up for a new building. Revenue-based financing links payments to revenue, which helps when invoices arrive unevenly. Residential cleaners who take card payments sometimes use a merchant cash advance.
For illustration: a commercial cleaning company with a crew of fourteen adds two office buildings. The new crew's wages start immediately, but the property manager pays 45 days after month end. Instead of funding the entire contract, the owner requests enough to cover about six weeks of added payroll and payroll taxes, then lets client payments catch up. Sizing the request to the gap, not the contract, keeps repayment manageable.
About three months of business bank statements and a five-minute application. We start with a soft credit pull and consider FICO scores of 500 and up. No tax returns are required, and sole proprietors can apply. Qualified companies can be funded in as little as 24 hours, and your offer shows the full repayment amount and schedule before you accept.
Yes. Many cleaning companies cover wages, payroll taxes and workers' comp payments with the same funding when they come due together.
Funding ranges from $25,000 to $5,000,000, based mainly on your deposits and existing obligations.
We look at your actual deposits over about three months. Late-paying clients show up as uneven deposits, which is exactly the gap this kind of funding is meant to cover.
Yes. Residential, commercial, janitorial and specialty cleaners with steady deposits can all apply, including sole proprietors.
If the gap repeats every month, a line of credit usually fits better. For a one-time staffing push, a lump sum is simpler.
Example uses for illustration only.
These habits make payroll requests easier to approve and easier to repay.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding