Franchise funding
Built for owners who manage rather than clean: recurring household schedules, hiring, marketing and multi-unit growth.
✓ Merchant Fund Express starts with a soft credit pull. Terms depend on your location's revenue and history.
Updated October 21, 2026 · Merchant Fund Express
Already leading a Molly Maid business and need capital? Merchant Fund Express funds existing Molly Maid owners through business loans, merchant cash advances, revenue-based financing, lines of credit, equipment financing and working capital, from $25,000 to $5,000,000. Recurring weekly, biweekly and monthly cleanings give a readable deposit pattern, and we count the licensing fee, cleaner wages and current payments before sizing anything new. A complete file gets a same-day decision, and funding often arrives the next business day.
Molly Maid owners operate as managers: the franchisor describes owners who hire and lead the people doing the cleaning while they run sales, scheduling and staff. Revenue leans on repeat households, with move-in and move-out jobs, one-time event cleanings and some light commercial work for offices, churches, schools and shops filling in around the schedule. Owners spend on local advertising and vehicle wraps to fill calendars.
If you already run one or more open territories, this page applies. See the cleaning and restoration franchise guide and our working capital for cleaning page.
Checked Oct 2026 against official sources: the franchisor's own franchising site, its FDD or SEC filings, or the SBA Franchise Directory. Figures change; confirm current numbers in the latest Franchise Disclosure Document. Figures we could not confirm from an official source are left out.
Already running a Molly Maid location and need capital? Merchant Fund Express funds existing franchise owners with every product below. Terms depend on the business's revenue and history.
Owners who manage rather than clean depend on having enough staff. Hiring ahead of booked demand creates a payroll gap; see cleaning payroll funding.
Bigger territories mean more households to reach through digital ads, mailers and wrapped cars. Read franchise marketing funding.
Multi-unit owners carry two calendars, two staff rosters and more cars. Multi-unit funding explains how each entity is read.
| Need | Product | Published requirement it leans on | What to send |
|---|---|---|---|
| Hire and onboard cleaners | Working capital | Tier 2: 6+ months in business, FICO 600+, $60K verifiable revenue | Statements, hiring plan |
| Local ad campaign or vehicle wraps | Merchant cash advance | Revenue, time in business and bank activity | 3 months of statements |
| Second territory build-out | Business loan | Tier 1: 3+ years, FICO 650+, about $25K/month revenue | Statements for each entity |
| Cars and cleaning equipment | Equipment financing | Vendor quote and useful life | Quote, statements |
| Payroll timing on busy weeks | Line of credit | Tier 1: 8+ deposits a month, NSFs max 6/month | Statements, debt schedule |
Merchant Fund Express offers Spanish-speaking support, and sole proprietors are eligible.
Imagine a territory depositing $48,000 a month. Cleaner and office wages total $24,000, the licensing fee and marketing drafts $3,600, vehicles and fuel $3,400, and rent, supplies and software $4,000. The owner wants $20,000 of working capital to recruit and train a new crew.
Figures in this example are illustrations of the arithmetic, not an offer, quote or approval. Real terms depend on the file and the funder.
A territory that has not opened has no deposits, so it needs operating history before Merchant Fund Express can review it; see buying a franchise. Current owners adding a territory are read on existing deposits, as described on second location funding. Buying an operating territory from another owner follows franchise transfer financing.
Yes. The review reads the business's deposits and the owner's credit, not who performs the cleanings. Tier 1 asks that the applicant own at least 50%.
Yes. Working capital and lines of credit are commonly used to pay new cleaners during training and before their schedules fill.
Yes. Each territory entity is read on its own deposits and obligations, and a request can cover one or several.
Yes. Payments from offices, churches, schools or shops count alongside household deposits; larger invoices on terms may also suit invoice factoring.
No. Merchant Fund Express is independent. We use the Molly Maid name only to identify the owners this page is for; it does not mean the franchisor endorses or works with us.
Merchant Fund Express is independent. Not affiliated with or endorsed by Molly Maid or its franchisor. Brand names identify the owner audience only.
Merchant Fund Express reviews your location's revenue, deposits and existing payments. Same-day decision on a complete file; funding often the next business day. About five minutes to apply.
