Cover crew payroll, supplies and new-account startup costs while client invoices catch up. Apply in about 5 minutes with three months of bank statements.
Check My OptionsCleaning Working Capital
Cleaning companies often front labor and supplies weeks before an invoice clears. Working capital bridges that gap so you can take on the next account without stretching payroll.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns, and qualified businesses can be funded in as little as 24 hours.
FICO 500+ is considered. Steady deposits from recurring cleaning contracts carry real weight in the review.
Your offer lists the total repayment amount up front, so there are no surprise costs after you sign.
The repayment schedule is laid out in the offer before you commit, so you can line it up with client payment cycles.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A cleaning business can be fully booked and still feel broke on a Thursday. Crews get paid weekly or every two weeks. Commercial clients often pay on net terms, and property managers sometimes pay later than that. Meanwhile chemicals, liners, mop heads and fuel for the vans all have to be bought before the invoice is even sent.
Working capital fills that gap. It is a lump sum you can put toward the everyday costs of running the business while receivables catch up, so you are not choosing between making payroll and saying yes to the next account.
We do not start with a pile of tax returns. We look at about three months of business bank statements to see how deposits come in, how steady they are, and what is already going out to other obligations. A janitorial company with recurring monthly contracts tends to show a clear pattern, and that pattern carries real weight in the review.
The application takes about 5 minutes and starts with a soft credit pull. FICO 500+ is considered, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.
Every offer shows the full repayment amount and the repayment schedule up front. Take a few minutes with it. Match the payment rhythm to how your clients actually pay you, and make sure the amount covers the real gap rather than a round number. If you want a planning framework first, our cleaning cash flow guide walks through it. When you are ready, start your application.
Both can apply. What matters most is a steady deposit history in a business bank account, not whether you clean homes, offices or medical facilities.
Yes. Many owners use it to cover the first few payroll cycles for a new crew, since the client's first payment usually arrives after the work has started.
No. We look at about three months of business bank statements instead.
We start with a soft credit pull, so checking your options does not affect your score at that stage.
Amounts range from $25,000 to $5,000,000. The figure depends mainly on your deposits and what you already owe to other funders or lenders.
Example uses for illustration only.
A few habits make a cleaning company's file easier to review and help you borrow only what you need.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding