Finance vans, lifts, trenchers and testing gear without draining operating cash. About three months of statements, no tax returns.
Finance My GearEquipment Financing
The right lift or second van can open up work you are passing on today. Spread the cost so your operating cash stays put.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with roughly three months of statements. Funding in as little as 24 hours for qualified shops.
FICO 500+ considered and a soft pull to start. Your deposit history matters.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The payment schedule is laid out in your offer so you can match it to job income.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
An electrical shop is limited by what it can put on site. Without a scissor lift you pass on high-ceiling commercial work. Without a second service van you cannot run two crews. Without proper testing and thermal imaging gear, some inspection and maintenance contracts are off the table. Equipment financing lets you spread the cost of that gear over time instead of draining operating cash in one shot.
New or used, the question is the same: will this equipment help the shop earn more than it costs?
A 5-minute application and about three months of business bank statements are the core of it. We start with a soft credit pull, and FICO 500+ is considered. No tax returns are required, and sole proprietors can apply. We weigh your deposits and existing obligations to size an offer that fits.
We look at the purchase alongside the rest of your business. A shop with steady deposits and few existing obligations has more room than one already carrying several payments. That is why we ask about what you owe today. The goal is an equipment payment you can carry comfortably through a slow month, not just a busy one. If the first number feels heavy, a smaller purchase or a used unit may be the better move for now.
Sometimes the smarter move is fixing what you have. If a lift or truck needs a major repair rather than replacement, see our equipment repair funding page. If the need is broader than one machine, working capital or a business line of credit can cover parts, labor and the downtime around it.
Buying a lift right before a big commercial job starts makes sense. Buying it in the middle of a slow stretch with no work lined up is harder to justify. Look at your bid pipeline before you commit. If a big contract is driving the purchase, plan the equipment and the extra payroll together so neither surprises you.
Your offer shows the full repayment amount and the payment schedule before you accept. Compare that against the new revenue the equipment should bring in. When the math works, start your application.
Used equipment is a common request. Tell us what you are buying and we will review it with your deposit history.
It depends on your file and the equipment. Your offer will spell out exactly what is required before you accept.
Yes. Sole proprietors can apply.
FICO 500+ is considered, and we start with a soft pull.
Funding can arrive in as little as 24 hours for qualified businesses.
Example uses for illustration only.
A little preparation helps an equipment request move smoothly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding