Delivery trucks, forklifts, racking and showroom upgrades, funded without tying up the cash you need for inventory.
Get StartedEquipment Financing
We help established furniture stores finance the equipment that moves product from container to customer, using bank statements instead of tax returns.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours if qualified.
FICO 500+ considered. Steady deposits count for a lot.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Payments are laid out in your offer up front so you can budget around them.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Customers see the showroom. Owners know the real work happens out back: the forklift that unloads containers, the racking that holds back stock, the delivery truck and liftgate that get a sofa to a third-floor walk-up without a scratch. When that equipment is old or missing, you lose time, damage product and turn away deliveries.
Equipment financing lets you buy what you need and spread the cost over time, keeping cash free for inventory and payroll.
| Area | Typical equipment |
|---|---|
| Delivery | Box trucks, liftgates, moving dollies, blanket and wrap supplies |
| Warehouse | Forklifts, pallet racking, carpet and rug racks |
| Showroom | POS systems, lighting, display fixtures, digital signage |
| Service | Touch-up and repair tools, steam and cleaning equipment |
Start with the 5-minute application. We begin with a soft credit pull and review about three months of business bank statements. Having a quote from the equipment vendor helps. No tax returns are required, FICO 500+ is considered, and sole proprietors can apply.
The amount depends mainly on your deposits and existing obligations. Funding can arrive in as little as 24 hours for qualified businesses.
If your current truck or forklift just needs work, financing a new one may not make sense. Our page on furniture store equipment repair funding covers that case. If the purchase is part of a bigger move, like a second showroom, see expansion funding. For general needs not tied to an asset, working capital is often the simpler fit.
A store running one delivery truck has a backlog of two weeks, and customers are starting to cancel. Financing a second truck with a liftgate lets the store run two routes on Saturdays and clear the backlog. The extra deliveries bring in final balances sooner, which helps cover the payment. That is the kind of math worth doing before any equipment purchase, whether it is a truck, a forklift or a new POS system.
Your offer shows the full repayment amount and the payment schedule before you accept. A simple gut check: does the equipment save or earn more each month than the payment costs? A second delivery truck that lets you clear a two-week delivery backlog often does. A showroom upgrade can too, but be honest about how many extra sales it will drive.
Used equipment can be considered. We look at the asset alongside your deposits and existing obligations.
It helps. A quote or invoice shows exactly what you are buying and speeds things along.
Yes, POS systems, lighting and display fixtures are common requests for furniture stores.
FICO 500+ is considered, weighed with your store's deposit history.
In as little as 24 hours for qualified businesses after accepting an offer.
Yes. Sole proprietors with an established store can apply.
Example uses for illustration only.
These steps make an equipment request smoother.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding