Finance grinders, sanders, saws and work vans. A 5-minute application, about three months of statements and no tax returns required.
Finance My EquipmentFlooring Equipment Financing
Better equipment opens up better jobs. Spread the cost of new gear so your operating cash stays available for material and payroll.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes and three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We start with a soft pull and weigh your deposit history.
Your offer shows the total repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is laid out in your offer so you can plan around jobs.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Good flooring work depends on good equipment. Concrete grinders and dust extractors for polished floors. Drum and edge sanders for hardwood refinishing. Floor strippers, tile saws, moisture meters and the vans or box trucks that haul it all. When one goes down, the schedule slips.
Equipment financing lets you get the machine now and spread the cost according to the schedule in your offer, rather than draining the operating account in one shot.
New and used equipment needs are both common. If you need to fix something rather than replace it, see flooring equipment repair funding.
You start with a 5-minute application and about three months of business bank statements. We begin with a soft credit pull, FICO 500+ is considered, and no tax returns are required. Having a quote or invoice for the equipment makes the review smoother. Sole proprietors can apply.
Before financing a big piece of equipment, check it against your pipeline. A grinder that opens up polished concrete work only pays off if you can sell those jobs. Some owners line up a commercial contract first, then finance the gear to deliver it. Our big contract funding page covers that scenario, and flooring expansion funding covers adding crews or services.
Not every breakdown calls for new gear. If a sander needs a motor, a repair may be the smart move. If a grinder keeps failing and costing you days on site, replacement often pays for itself in time saved. Ask your supplier for both a repair estimate and a replacement quote, then compare each to the work you expect over the coming year. Financing makes sense when the new machine clearly earns more than its payment, so price your expected jobs before you sign.
If you need cash for material and payroll alongside the equipment, working capital for flooring may cover both. For ongoing smaller tool purchases, a business line of credit can be a better fit. Whatever you choose, your offer shows the full repayment amount and schedule before you accept.
Used equipment is a common request. Bring the quote or listing, and we will review it alongside your bank statements.
Vans and trucks used for local job sites are common equipment requests for flooring companies.
Funding ranges from $25,000 to $5,000,000. Your amount depends mainly on deposits and existing obligations.
Funding can arrive in as little as 24 hours for qualified businesses.
No. FICO 500+ is considered, and we start with a soft credit pull.
Example uses for illustration only.
These steps help an equipment request move smoothly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding