Upgrade cardio, strength and studio gear without draining your operating cash. Apply in 5 minutes with about three months of statements.
Price My UpgradeFitness Equipment Financing
New equipment shows members you are investing in their training. Financing spreads the cost so the upgrade can pay for itself through dues.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply, three months of statements and a supplier quote. Funding in as little as 24 hours for qualified gyms.
FICO 500+ considered. A soft pull starts things, and steady dues count for a lot.
The total repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front, so you can plan it around membership seasons.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A prospective member walks in, looks around, and decides within minutes whether your gym feels worth the dues. Worn cardio machines, a single crowded squat rack or a spin room with half the bikes out of order all send the wrong message. Equipment financing lets you upgrade the floor and pay for it over time as the gear helps you sign and keep members.
Repairing gear you already own is a different need; see fitness equipment repair funding. Outfitting a new space is covered on fitness expansion funding.
The application takes about 5 minutes and starts with a soft credit pull. Include a quote from your equipment supplier if you have one.
We look at about three months of business bank statements. No tax returns are required, FICO 500+ is considered, and sole proprietors can apply.
Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits, existing obligations and the equipment. Your offer lists the full repayment amount and schedule before you accept.
Before you finance a full row of new machines, ask a few blunt questions. Will this help you add members, keep the ones you have, or sell a new class format? Can you sell or trade in older equipment? Would a smaller first phase make more sense? If your need is broader than equipment, compare working capital for fitness or a business line of credit for fitness.
Many owners refresh the floor ahead of the January rush so the new gear is in place when sign-ups peak. Build in delivery and installation time with your supplier, and plan where members will train while older machines are removed and the new floor goes in. When your quote is ready, apply here.
Yes, refurbished equipment is common in fitness. Share the quote or listing with your application.
Yes. Include quotes for each item so the request matches what you plan to buy.
No tax returns are required. About three months of business bank statements are the main document.
Funding can arrive in as little as 24 hours for qualified businesses. Delivery and installation then depend on your supplier.
FICO 500+ is considered. We start with a soft credit pull and weigh your deposits heavily.
Facility items like flooring can be part of a request. List them clearly on your quote so we can review the full project.
Example uses for illustration only.
Prepare these before you finance new fitness equipment.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding