Cover gear, wire and payroll on the large job while draws catch up. $25,000 to $5,000,000 and a 5-minute application.
Fund This JobElectrical Contract Funding
General contractors pay on their schedule. Your crew and your supply house don't wait. We bridge the gap for electrical contractors taking on larger work.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in five minutes with about three months of statements. Qualified businesses can be funded in as little as 24 hours.
We consider FICO from 500 and look closely at your deposit history.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is in the offer up front, so you can line it up with the job's billing.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A large commercial build-out, a school renovation or a multi-unit project can be the best thing that happens to an electrical contractor's year. It can also be the hardest on cash. You order gear and wire up front, run a bigger crew, and then wait on draws that follow the general contractor's schedule, minus retainage. Funding for a big contract for electrical contractors keeps you moving through that stretch.
| Cost | Why it comes early |
|---|---|
| Switchgear and panels | Long lead times mean ordering at award |
| Wire, conduit and fittings | Rough-in needs it on site first |
| Extra labor | Payroll runs weekly, draws do not |
| Lifts and rentals | Billed while the job is underway |
A lump sum of working capital works if most costs land at the start. If costs are spread across phases, a line of credit lets you draw as you go. Either way, your offer lays out the full repayment amount and schedule before you accept, so you can check it against expected draws. For a plan of the whole year, our electrical contractor cash flow guide walks through it.
For illustration: a mid-sized electrical contractor wins the electrical package on a three-story medical office building. The switchgear has a long lead time and needs a deposit at award. Rough-in will need two extra electricians for several weeks, and the general contractor pays monthly draws with retainage held back until closeout. The owner sizes working capital to cover the gear deposit and the added payroll through the first two draws, then lets the job's own billing take over. Because the offer laid out the full repayment amount and schedule ahead of time, the owner could check it against the expected draw dates before accepting. That kind of planning is what keeps a big job from becoming a cash problem halfway through.
About three months of business bank statements and a 5-minute application. We consider FICO from 500, start with a soft credit pull and do not ask for tax returns. The amount depends mainly on your deposits and existing obligations, not the contract value alone. Apply now to see what is available.
The contract helps tell the story, but the amount we can offer depends mainly on your deposits and existing obligations shown on your bank statements.
Working capital can cover costs while retainage is held back. Plan repayment around your normal deposits rather than the retainage release date.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
No. Funding starts at $25,000 and is sized to your business, not to a minimum contract value.
FICO scores from 500 are considered. Steady deposits carry a lot of weight in our review.
Example uses for illustration only.
Large jobs go smoother when the paperwork side is as tight as the install.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding