Merchant Fund Express
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Equipment Repair Funding for Electricians

Bucket truck down? Trencher in the shop? Get the repair paid quickly and get your crew back on the job before the schedule slips.

Fund My Repair

Electrical Equipment Repair

Get the truck fixed and the crew working

Tell us what broke. We review about three months of bank statements and size an offer around your shop's deposits, so the repair does not wait on your next pay app.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair capital for electrical contractors

Quick and simple

5-minute application, bank statements only. Funding in as little as 24 hours for qualified businesses.

Flexible on credit

FICO 500+ considered. Steady deposits weigh heavily in our review.

Clear total cost

The full repayment amount is in your offer before you accept, with no surprise costs after you sign.

Repayment you can plan

Your schedule is laid out in the offer up front, so you can fit it around your billing cycle.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

A down bucket truck means a crew standing still

When a bucket truck's boom will not extend, a trencher throws a track or a scissor lift fails inspection, your crew cannot do the work. You pay them anyway, the schedule slips and the GC starts asking questions. Rental equipment can fill in, but rentals cost money too, and a repair shop will want payment before the unit goes back in service.

Equipment repair funding for electrical contractors gets the repair paid quickly so the crew gets back on the job and the schedule holds.

Repairs electrical contractors commonly fund

Fix it, rent around it or replace it

Get a written estimate and a realistic timeline from the shop. Then weigh three choices. If the repair is reasonable and the unit has years left, fund the repair with working capital. If it will be down for weeks, you may need funds for both the repair and a rental in the meantime. If the cost approaches the value of the unit, equipment financing for electrical contractors can put a newer machine in the yard instead.

A short process for an urgent problem

The application takes about five minutes, starts with a soft credit pull and asks for about three months of business bank statements. No tax returns required. We consider FICO 500+ and focus on whether your shop has steady deposits. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.

Preventing the next breakdown

After the repair, set up a maintenance schedule for every truck and machine, track hours and inspection dates and put a little aside each month for repairs. Train operators on daily walkaround checks so small leaks and worn parts get caught early. A planned service visit costs less than a breakdown on a job site. When you need the fix covered now, apply here.

Frequently Asked Questions

Can I use funding to repair a bucket truck?

Yes. Repairs to bucket trucks, service vans, lifts, trenchers and other equipment are common uses of working capital.

Can I also cover a rental while my unit is in the shop?

Yes. Working capital can cover both the repair and a temporary rental so your crew keeps working.

Is repair or replacement the better choice?

It depends on the repair cost, the unit's age and how long it will be down. If replacement makes more sense, equipment financing is another option.

How fast is repair funding?

Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.

Will I know the total cost up front?

Yes. Your offer shows the full repayment amount and repayment schedule before you accept.

Can a sole proprietor electrician apply?

Yes. Sole proprietors can apply. We review your business bank statements.

Boom hydraulics $14,500.00
Van transmission $6,800.00
Trencher track $8,200.00
Lift rental $5,500.00

Example uses for illustration only.

How to improve your chances

Good maintenance records help with both uptime and funding.

  • Keep service records for every truck and machine
  • Track hours and inspection due dates
  • Set aside a monthly repair reserve
  • Keep job deposits in one business account

Repair funding: us vs. a typical bank

Merchant Fund Express
Traditional bank loans
Turnaround
As little as 24 hours if qualified
Often weeks
Documents
About 3 months of statements
Tax returns and financials
Credit
FICO 500+ considered
Strong credit expected
Application
5 minutes online
Branch visits and forms
First check
Soft credit pull
Hard inquiry common

Get your equipment back in service

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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