Draw for materials, payroll and repairs as jobs need it. About three months of statements and a soft pull to start.
Check My LineBusiness Line of Credit
Electrical jobs do not all start on the same day. A line of credit gives your shop money to draw on when the next job calls for gear.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application with roughly three months of statements. Funding in as little as 24 hours for qualified shops.
FICO 500+ considered and a soft pull to start. Deposits matter as much as the score.
Your offer shows the full repayment amount up front, with no surprise costs after you sign.
Repayment details are set out in your offer before you draw.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Material buys in the electrical trade are constant and uneven. One week it is a few spools of wire, the next it is a full switchgear package for a commercial job. A business line of credit lets you draw what a job needs and leave the rest available for the next one, instead of taking one lump sum and hoping it lines up with your schedule.
We keep the paperwork light:
No tax returns are required, and sole proprietors can apply. The size of the line depends mainly on your deposits and the obligations you already carry.
Draw for supply house orders, then free up room again as jobs pay.
A broken lift or a dead service van should not stop the schedule. See equipment repair funding.
Storm work and urgent calls can need cash fast. Our emergency funding page covers that.
A line works best when every draw has a job attached to it. Pull funds for a supply order, then let the job payment restore your room. Avoid treating the line like a second checking account for general spending, since that makes it harder to see which work is actually profitable. Keep a simple list of open draws and the jobs they fund. When a general contractor runs late on a pay application, that list tells you exactly where you stand. Growing shops can also read our expansion funding page for ideas on timing a bigger move.
A line suits ongoing, repeat needs. For a single big purchase, equipment financing may be cleaner. For one lump sum against strong card sales, look at a merchant cash advance. The side-by-side comparison helps if you are on the fence.
Your offer lays out the full repayment amount and schedule before you accept. Draw only what a job needs. When you are ready, apply in about 5 minutes.
Working capital is usually one lump sum. A line lets you draw as needed for recurring material and payroll costs.
Sole proprietors can apply. We look at deposit history rather than company size alone.
FICO 500+ is considered, and we start with a soft credit pull.
No tax returns are required. About three months of business bank statements is the core of the review.
It depends mainly on your deposits and existing obligations, within our $25,000 to $5,000,000 range.
Example uses for illustration only.
Simple account habits can help when we review your shop for a line.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding