Add the excavator, loader or dump truck your next job needs. Apply in 5 minutes with about three months of bank statements, no tax returns.
Price My MachineExcavation Equipment Financing
If a machine works most days, owning it can make more sense than renting. Equipment financing spreads the cost so the machine pays its way.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes, roughly three months of statements and a quote. Funding in as little as 24 hours for qualified contractors.
FICO 500+ considered. We start with a soft pull and look closely at your deposits.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is set out in the offer up front, so you can match it to the work the machine brings in.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
An excavation company is only as good as the machines it can put on a site. Win a job that calls for a bigger excavator or a second dozer and you either buy, rent at a steep weekly cost, or pass on the work. Equipment financing lets you add the machine and pay for it over time from the revenue it helps produce.
| Equipment | Why it matters |
|---|---|
| Excavators, mini and full size | The core of trenching, foundations and utility work |
| Skid steers and compact track loaders | Grading, cleanup and material handling |
| Dump trucks and lowboy trailers | Hauling spoils and moving iron between sites |
| Rollers and plate compactors | Passing compaction tests the first time |
| Attachments and GPS grade control | Faster, more accurate finish grading |
Fixing a machine you already own is a different need. See equipment repair funding.
Keep it simple: a 5-minute application, a soft credit pull to start, and about three months of business bank statements. A quote or listing for the machine helps us understand the request. No tax returns are required, FICO 500+ is considered, and sole proprietors can apply.
Funding runs from $25,000 to $5,000,000. The amount depends mainly on your deposits, existing obligations and the equipment itself.
Before you add a machine, compare the payment against what you spend renting the same thing, and against the jobs it lets you bid. If the iron will sit more than it works, renting may still be the better call. If the need is broader than one machine, compare working capital for excavation or growing the fleet with excavation expansion funding.
Your offer lists the full repayment amount and the payment schedule before you accept. You will know exactly what the machine costs you over the life of the funding. When you have a quote in hand, apply here.
Used equipment is common in excavation. Share the listing or dealer quote with your application so we can review the request.
It depends on the machine and your file. Your offer will spell out exactly what is required before you accept anything.
Yes, attachments and grade control can be part of an equipment request. Include the quote so the amount matches the purchase.
FICO 500+ is considered. We begin with a soft credit pull and weigh your deposit history heavily.
Funding can arrive in as little as 24 hours for qualified businesses. Delivery timing then depends on the dealer or seller.
If a machine would work most weeks of the season, owning it often makes sense. If it would sit idle between occasional jobs, renting may still be cheaper. Compare the payment with your recent rental invoices before deciding.
Example uses for illustration only.
Prepare these before you apply for excavation equipment.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding