Replace the griddle, add a generator, or build out a second unit. Spread the cost and keep your cash for food and payroll.
Finance My GearEquipment Financing
When a key piece of gear fails, the window closes. Financing the replacement lets you get back to service while your working cash stays put.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of statements. Funding in as little as 24 hours if qualified.
FICO 500+ considered, with a soft pull to begin.
Your offer shows the total repayment amount up front. No surprise costs after you sign.
The repayment schedule is laid out in your offer so you can budget around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A food truck is a commercial kitchen squeezed into a vehicle. When the flat-top warps or the reach-in stops holding temperature, service stops. Equipment financing for food trucks spreads the cost of that gear so you can replace or upgrade it without draining the cash you need for food and payroll.
If the trouble is a breakdown mid-season, our food truck equipment repair funding guide covers what to do first.
Before you finance anything, ask what the purchase changes. A larger fridge might mean fewer commissary runs. A quieter inverter generator might get you into events that ban loud units. A second fryer might shave minutes off each ticket during the lunch rush. Those are the purchases that tend to pay for themselves.
For illustration, an operator who keeps losing late-night brewery bookings because of a noisy generator might weigh the cost of a quieter unit against the bookings they are turning down. That's a clear case. A cosmetic upgrade that doesn't move sales is a harder one to justify on financed money.
We look at about three months of business bank statements to understand your deposit pattern and existing obligations. FICO 500+ is considered, the first check is a soft pull, and no tax returns are required. Sole proprietors can apply.
Bring a quote or invoice for the equipment if you have one. It helps us understand what you need and helps you request a realistic amount.
Paying cash for equipment feels clean, but it can leave the truck thin right before a busy stretch. If a new griddle wipes out the money you set aside for inventory and staff, you may end up turning down events or running short on product. Financing the gear keeps that operating cushion intact. On the other hand, if the purchase is small and your account is healthy, paying outright may be simpler. Look at your next two months of bookings, your typical slow week, and the repayment schedule in any offer, then choose the option that keeps the window open and the staff paid. There's no prize for draining the account to avoid a payment.
Tell us what you're buying when you apply. We review each request based on your business and the purchase.
Larger builds can be considered. Funding ranges from $25,000 to $5,000,000 and depends mainly on your deposits and obligations.
No. FICO 500+ is considered, alongside your deposit history.
About three months of business bank statements and, ideally, a quote for the equipment. No tax returns.
Your offer shows the full repayment amount and schedule before you accept.
Example uses for illustration only.
Prepare these before you request equipment financing.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding