Cover chemicals, utilities and payroll through rainy stretches. Five-minute application, no tax returns, FICO 500+ considered.
Get StartedCar Wash Working Capital
Your costs are fixed but your sales follow the forecast. Working capital sized to your deposits keeps the wash staffed and stocked through the gaps.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes to apply and three months of statements. Funding in as little as 24 hours for qualified washes.
FICO 500+ considered. Your deposits are a big part of how we look at the business.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in the offer, so you can match it to your seasons.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A car wash carries heavy fixed costs. Water, electricity, chemicals, equipment upkeep and attendant payroll keep running whether the week is sunny or stormy. Revenue, on the other hand, can swing hard with the forecast. Working capital is a lump sum that covers those operating costs through the gaps, so a rainy stretch does not force you to delay maintenance or cut hours right before conditions turn.
It also gives you room to act when an opportunity shows up, like a fleet account or a nearby competitor closing.
We look at about three months of business bank statements to see your deposit pattern, how much weather moves your revenue, and what obligations already come out each month. The amount depends mainly on those deposits and obligations, within our range of $25,000 to $5,000,000. FICO 500+ is considered, we begin with a soft credit pull, and no tax returns are required. Sole proprietors can apply.
Working capital suits a clear, defined need. For needs that come and go, a line of credit for car washes lets you draw as required. If card sales dominate your revenue and you want repayment tied to them, see our merchant cash advance for car washes. For equipment, equipment financing is usually the cleaner match.
Your offer shows the full repayment amount and the repayment schedule before you accept, and there are no surprise costs after you sign. Check it against your slowest weather month. When it works, apply in about five minutes.
Day-to-day operating costs such as chemicals, utilities, payroll, routine maintenance and marketing. It keeps the wash running through uneven weeks.
Yes, as long as the revenue is deposited into your business bank account so it shows up in your statements.
We do not state a hard revenue minimum. We work with established businesses that show steady deposits.
No tax returns are required. About three months of business bank statements and a short application are what we review.
Funding can arrive in as little as 24 hours for qualified businesses after the offer is accepted.
Example uses for illustration only.
Car washes with tidy banking tend to move through review faster.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding