Take on the dealership, rental or fleet contract without draining daily cash. Apply in 5 minutes, funding in as little as 24 hours if qualified.
Fund the ContractFleet & Contract Funding
Fleet clients often pay on net terms. We help cover crew, supplies and gear up front, sized to your existing deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of statements. No tax returns. Qualified washes can be funded in as little as 24 hours.
We consider FICO 500 and up. Your deposit history matters more than a single score.
Your offer lists the full repayment amount before you accept, with no surprise costs after you sign.
Payments are laid out in your offer up front, so you can line them up with client invoice terms.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A contract to wash a dealership's inventory every week, a rental agency's return lot, a delivery fleet, municipal vehicles or a property manager's shuttle vans can add reliable volume. The catch is how fleet clients pay. Many run on net terms, so you might wash for a month or more before the first check arrives. Meanwhile you may need extra staff, a dedicated fleet lane, more chemicals, fleet tracking software or a mobile rig.
Merchant Fund Express offers funding from $25,000 to $5,000,000 to help established washes take on big contracts without squeezing daily operations. Qualified businesses can be funded in as little as 24 hours.
For trailers and mobile gear you will own, see equipment financing for car washes.
We do not fund against the contract or the client's credit. We review your wash: about three months of business bank statements, your current obligations and a soft credit pull to begin. No tax returns are required. FICO 500 and up is considered, and sole proprietors can apply.
That approach matters. If the fleet client pays slowly, your repayment still comes from your regular business, so we size the offer to what your existing deposits can support. Your offer shows the full repayment amount and the payment schedule before you accept.
One-time setup costs often fit working capital. Ongoing contracts where costs and client payments cycle every month may be easier with a business line of credit, so you can draw while waiting on invoices and pay it down when checks arrive.
Read the contract payment terms closely before applying. Knowing whether you are paid net 30, net 45 or on completion makes it far easier to choose an amount that doesn't stretch the wash. Then apply in about 5 minutes.
It is also worth checking that your tunnel can handle the extra volume on your busiest days. Fleet vehicles washed during retail rush hours can lengthen the line for paying members, so many owners schedule fleet work early in the morning or on slower weekdays.
Dealership, rental, delivery fleet, municipal and property management contracts are common examples.
No. We review your business bank statements and existing obligations, not the client's finances.
Yes. Mobile trailers and gear can be funded, and equipment financing is often a good fit for owned equipment.
That's common. Plan your request so your regular deposits can carry repayment while you wait for invoices to clear.
About 5 minutes, beginning with a soft credit pull.
Example uses for illustration only.
Prepare these before applying for contract funding.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding