Keep payroll, rent and supplies covered while insurance claims process. Apply in about five minutes with roughly three months of bank statements.
Get StartedChiropractic Working Capital
Reimbursements lag, but your costs do not wait. We review recent deposits, not tax returns, and show your full repayment amount before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application plus about three months of statements. Funding in as little as 24 hours for qualified practices.
FICO 500+ is considered. We start with a soft pull and focus on your practice's deposits.
Your offer shows the full repayment amount before you accept. There are no surprise costs after you sign.
The repayment schedule is laid out in your offer up front, so you can budget around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most chiropractic offices know this pattern well. You treat the patient today, submit the claim, and wait. Meanwhile, the front desk still needs to be paid on Friday, the lease is due on the first, and you are low on table paper and kinesiology tape. Working capital fills that space so your schedule stays full and your team stays steady.
We provide working capital from $25,000 to $5,000,000 for established practices with steady deposits.
If payroll is the main pressure point, see chiropractor payroll funding. Planning to grow into a second office? Read chiropractor expansion funding.
We do not ask for tax returns. Instead, we review about three months of business bank statements. They show us how patient payments and insurance deposits arrive, your typical balances, and what existing obligations you already carry.
FICO 500+ is considered, and we start with a soft credit pull. Sole proprietors can apply, so a single-doctor practice is welcome. The amount we can offer depends mainly on your deposits and existing obligations.
The best moment to arrange working capital is before the squeeze, not during it. If you know a new associate starts in two months, or your busiest season needs extra hands, apply while your deposits are strong. A clear purpose and a realistic amount make the conversation simpler. For a sudden problem, like a broken table or a flooded treatment room, chiropractor emergency funding covers what to expect.
Keep in mind that working capital works best for needs that pay you back: more patient hours, a fuller schedule, or a service line your patients already ask about.
The application takes about five minutes. Once we have your statements, decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Your offer shows the full repayment amount and repayment schedule before you accept, so you can decide with all the numbers in front of you.
Want to understand how funders weigh your file first? Our chiropractor qualification guide explains the main factors.
Yes. Bridging the gap between treatment and reimbursement is one of the most common uses we see.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations.
No. About three months of business bank statements is what we review.
We start with a soft credit pull, which does not affect your score.
We work with established businesses that show steady deposits. We do not state a hard revenue minimum.
Example uses for illustration only.
A few practical moves can make your practice's application stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding