Replace the dryer, upgrade the pay station or add a reclaim system without draining operating cash. Apply in about five minutes.
Finance EquipmentCar Wash Equipment Financing
Down equipment means cars driving past. Finance the machines that keep your wash running, with a repayment schedule you see before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a 5-minute application. No tax returns required.
FICO 500+ considered. Your deposits carry real weight in the review. Sole proprietors can apply.
The full repayment amount is in your offer before you accept, with no surprise costs after you sign.
Your repayment schedule is laid out in the offer, so you can budget around it from day one.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A car wash is a machine you sell time on. When the conveyor stops, the line of cars in the street turns around and goes to the competitor down the road. That is why equipment decisions at a wash are rarely optional. A worn dryer that leaves cars spotted costs you repeat customers. An old pay station that cannot take tap payments slows the line on your busiest afternoons.
Equipment financing lets you put the right machine in place now and spread the cost over a repayment schedule you see up front, instead of draining the cash you need for chemicals, utilities and staff.
| Area | Typical equipment |
|---|---|
| Tunnel | Conveyors, wraps, mitters, tire shiners, controllers |
| Drying | Blowers, producers, drying cloths |
| Water | Reclaim systems, reverse osmosis, water heaters, pumps |
| Front end | Pay stations, license plate readers, gate arms |
| Self-serve and vacuum | Bay equipment, central vacuum systems, vending |
If something broke and you need it running again rather than replaced, our repair funding page may be the better read.
We start with about three months of your business bank statements. Your deposits tell us how the wash actually performs through good and bad weather. We do not require tax returns, and the first step is a soft credit pull that will not affect your score. FICO 500+ is considered, and sole proprietors can apply.
Funding ranges from $25,000 to $5,000,000 for established businesses with steady deposits. The amount depends mainly on your deposit history and the obligations you already carry. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Bigger projects, like converting an in-bay automatic to an express tunnel or adding a location, often involve more than equipment. For that, see our car wash expansion funding page or general working capital for car washes. For smaller, ongoing needs, a business line of credit can sit alongside your equipment financing.
Have a quote from your vendor? Apply in about five minutes and we will review it with your statements.
Send us the details. We look at what the equipment is, what it does for your wash, and your deposit history. Used equipment requests are reviewed case by case.
It helps. A quote shows exactly what you are buying and what it costs, which makes the review faster. You can still start the application without one.
No. Many owners apply before ordering so funding is ready when the vendor is ready to ship and install.
FICO 500+ is considered. We weigh your credit alongside your deposits. Our bad credit page for car washes explains more.
Yes. Your offer shows the full repayment amount and schedule before you accept.
Example uses for illustration only.
Owners who prepare a little tend to get a cleaner, faster review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding