An advance against the card sales your tunnel or bays bring in. About three months of statements, no tax returns, FICO 500+ considered.
See My OfferCar Wash Cash Advance
Car wash sales move with the weather. We size an advance around your actual card deposits so the slow weeks are part of the plan from day one.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified washes.
Strong card deposits carry real weight, so your score is not the only thing we see.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is in your offer up front, so you can plan around weather swings.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Car washes live and die by the forecast. A sunny weekend after a week of rain can be your best stretch of the month, while a long cold snap or a pollen-free spring can flatten volume. Most of that money comes in through card readers at the pay station, the tunnel entrance or a membership app. A merchant cash advance is an advance against those future card sales, with repayment coming from sales as they arrive.
For brushes, dryers, pumps or a tunnel controller, our car wash equipment financing page may be a closer fit.
We review about three months of business bank statements. The amount depends mainly on your deposits and the obligations already coming out of the account. Funding ranges from $25,000 to $5,000,000.
For illustration: an express tunnel with steady card deposits and few existing payments might ask for about $70,000 to upgrade its pay stations and stock chemicals for spring. The real figure comes from your statements.
An advance works well when card sales are the backbone of your revenue. If you expect repeated, smaller needs, a business line of credit for car washes may suit you better. We compare the two on our line of credit vs merchant cash advance for car washes page.
The application takes about five minutes. We start with a soft credit pull, FICO 500+ is considered, no tax returns are required, and sole proprietors can apply. Your offer shows the full repayment amount and schedule before you accept, with no surprise costs after you sign. Start here.
From your future card sales as they come in. The schedule is laid out in your offer before you accept.
We look at your full deposit pattern, including slower weeks. Weather swings are normal for car washes and are part of how we read your statements.
Membership revenue that is deposited into your business bank account shows up in your statements and is part of the review.
Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.
Funding can arrive in as little as 24 hours for qualified businesses once the offer is accepted.
Example uses for illustration only.
A few steps make a car wash's statements easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding