Stock chemicals, wax, towels and retail before the rush. Apply in 5 minutes, with funding in as little as 24 hours for qualified washes.
Stock Up NowCar Wash Inventory
Running out of top-tier chemicals mid-rush costs upsells and members. Fund a full order ahead of time, sized to what your deposits can carry.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in 5 minutes with about three months of statements. No tax returns. Qualified washes can be funded in as little as 24 hours.
FICO 500 and up is considered. We put real weight on your deposit history.
The total repayment amount is in your offer before you accept, so there are no surprise costs after you sign.
Your repayment schedule is laid out up front, so you can plan it against expected busy-season sales.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
People outside the industry picture a wash as water and a few brushes. Owners know better. Presoaks, high-pH and low-pH detergents, tire shine, ceramic and wax protectants, spot-free rinse treatments, drying agents and microfiber towels all get used up fast. Add the vending and retail side, from air fresheners to detailing kits, and the chemical and supply bill becomes one of your largest recurring costs.
Merchant Fund Express helps established washes fund that inventory with $25,000 to $5,000,000 in working capital, funded in as little as 24 hours for qualified businesses.
Chemical suppliers often price by volume, and freight costs drop when you order full pallets instead of a few drums at a time. Washes in snow regions want stock on hand before the first salt storm. Washes in pollen-heavy areas want a full supply before spring. Running out in the middle of a rush means a lower-tier wash menu, unhappy members and lost upsells.
Funding lets you place the bigger order when it makes sense instead of when cash happens to allow it.
It also protects your menu. When the wax or ceramic product behind your top package runs low, staff start steering customers to cheaper washes, and members notice. Keeping a healthy supply on the shelf helps the premium tiers sell the way you designed them to, which is often where much of a wash's margin comes from.
Not sure which suits your wash? See our line of credit vs. MCA comparison.
Fill out the 5-minute application, which starts with a soft credit pull, and share about three months of business bank statements. No tax returns are needed. FICO 500 and up is considered and sole proprietors are welcome to apply.
We weigh your deposit pattern and existing obligations. For illustration, a wash with steady deposits and little other debt usually has more room than one already making daily payments elsewhere. Your offer lists the full repayment amount and the payment schedule before you accept.
Ready to stock up? Apply here.
Yes. Wash chemicals, towels, vending products and retail stock can all be part of an inventory purchase.
Many owners buy a few weeks ahead of their busy season so they can take advantage of volume pricing and avoid shortages.
If you reorder often, a line of credit can be more convenient. For one big seasonal buy, a lump sum is often simpler.
Amounts range from $25,000 to $5,000,000 and depend mainly on deposits and existing obligations.
About three months of business bank statements. No tax returns.
Example uses for illustration only.
These steps can strengthen an inventory funding request.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding