Cover rent, payroll and product orders through slow weeks, or fund the next hire, with a lump sum based on your shop's deposits.
Get Working CapitalBarbershop Working Capital
Barbershop traffic swings with the calendar. Working capital smooths the gaps so a quiet month does not set the shop back.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about five minutes with three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Steady card, cash and booth-rent deposits carry real weight.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is in the offer up front, so you can line it up with rent day and payroll.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Rent is due on the first whether the chairs were full or not. Barbers on commission still expect to be paid. Product orders, insurance, utilities and software subscriptions keep coming. In a barbershop, the busy weeks around holidays and back-to-school can carry the shop, but the dead stretch in January or a rainy month can leave the account thin.
Working capital is a lump sum for those day-to-day costs. It is not tied to one purchase, so you can use it where the shop needs it.
If the slow season is the main issue, our barbershop slow season funding page goes deeper.
We fund established barbershops with steady deposits, from $25,000 to $5,000,000. The amount depends mainly on deposits and the obligations you already carry. We review about three months of business bank statements and start with a soft credit pull. FICO 500+ is considered, no tax returns are required, and sole proprietors can apply.
Shops that take a mix of card and cash should deposit cash regularly into the business account. Deposits we can see count; cash in a drawer does not show up on a statement.
If you need money once for a clear purpose, working capital is simple. If you expect to need smaller amounts again and again, a business line of credit may suit you better. Buying chairs, clippers or sterilization units? Equipment financing for barbershops ties the cost to the gear.
The application takes about five minutes. Once we have your statements, decisions move quickly, and funding can arrive in as little as 24 hours for qualified businesses. Your offer lists the full repayment amount and the payment schedule before you accept. Apply now.
Rent, payroll, products, marketing, hiring and other operating costs. It is not limited to one purchase.
We fund from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations.
Booth rent deposited into your business account shows up as revenue in your statements, so it is part of the picture we review.
We start with a soft credit pull. FICO 500+ is considered.
Yes. The payment schedule and the full repayment amount are laid out in your offer.
Decisions move fast once your statements are in. Funding can arrive in as little as 24 hours for qualified businesses, so plan a few days ahead of rent or payroll if you can.
Example uses for illustration only.
Shops that prepare these items usually move through review faster.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding