Bridge the gap between big nights and big bills. A 5-minute application, about three months of bank statements and no tax returns.
Get StartedBar & Nightclub Working Capital
Sales and bills rarely land on the same day. Working capital gives your venue a cushion sized to your real deposits, so the next distributor order is not a scramble.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about five minutes with three months of statements. Funding in as little as 24 hours for qualified venues.
FICO 500+ considered. We weigh your deposit history alongside your score.
The full repayment amount is in your offer before you accept, with no surprise costs after you sign.
Your repayment schedule is laid out in the offer so you can plan around slow nights.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A packed Saturday does not pay Monday's distributor invoice if the deposits have not cleared. Bars and clubs often have healthy sales and still feel squeezed, because liquor orders, payroll, rent and security bills arrive on their own calendar. Working capital is a lump sum that bridges that timing gap so you are not running the venue week to week.
Nightlife also has its own cost spikes. A walk-in cooler fails in July, a city inspection calls for upgrades, or a promoter books a run of events that needs extra staff and stock up front. Having working capital in place means you can say yes to the opportunity or handle the fix without draining the account you use for rent and payroll.
We look at about three months of business bank statements to understand your deposit pattern, your busiest and quietest weeks, and the obligations already being paid out. FICO 500+ is considered, we start with a soft credit pull, and no tax returns are required. Funding ranges from $25,000 to $5,000,000, with the amount driven mainly by deposits and existing obligations.
Working capital is a good fit for a defined need with a clear number attached. If your needs come and go, a line of credit for bars may serve you better. If most of your revenue is card sales and you want repayment tied to them, look at a merchant cash advance for bars and nightclubs.
Your offer lays out the full repayment amount and the repayment schedule before you accept. Run those numbers against a slow month, not your best one. If it holds up, start the application. It takes about five minutes.
Money for day-to-day operating costs: payroll, liquor and beer orders, rent, utilities, security and marketing. It is meant to keep the venue running smoothly between deposits.
Funding ranges from $25,000 to $5,000,000. What you are offered depends mainly on your deposits and the obligations already showing in your statements.
No tax returns are required. We review about three months of business bank statements and a short application.
Yes. Sole proprietors can apply as long as the business has its own bank statements to review.
Yes. The offer shows the full repayment amount and schedule up front, with no surprise costs after you sign.
Example uses for illustration only.
Venues with organized books tend to move through review faster.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding