Keep rent paid, barbers scheduled and shelves stocked while the chairs are quiet. Apply in about 5 minutes with recent bank statements.
Check My OptionsBarbershop Working Capital
Every shop has soft months. Working capital sized to your deposits lets you cover fixed costs now and repay as the busy season brings regulars back.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns.
FICO 500+ considered. We look at how your shop actually brings in money.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in the offer up front, so you can match it to your calendar.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A shop runs on walk-ins and regulars, and both move with the calendar. The weeks after the holidays, mid-summer when families travel, and stretches of bad weather can thin out the chairs while rent, utilities, booking software and product orders stay the same. Most owners know the pattern. The problem is that the bills come due before the busy season refills the account.
Slow-season funding for a barbershop is simply working capital sized to bridge that gap, so you keep the lights on and the team in place instead of cutting hours or skipping a product order.
If you want a flexible draw you can tap when needed, a business line of credit for barbershops may fit better than a lump sum.
We are built for established businesses with steady deposits, and steady does not mean flat. We look at about three months of business bank statements to see how money moves through your account, including the dips. FICO scores of 500 and up are considered, and no tax returns are required. Starting uses a soft credit pull, and sole proprietors can apply.
Your offer shows the full repayment amount and the repayment schedule before you accept, so you can check it against your slow-month numbers before committing.
The best time to line up slow-season capital is before the slowdown, while recent statements still show your busy months. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Our barbershop cash flow guide walks through planning the year around your rhythm. When you are ready, start the 5-minute application.
Yes, you can apply. Funders look at the full statement period, not one month, so a seasonal dip is read in context alongside your stronger weeks.
Funding ranges from $25,000 to $5,000,000 overall. For a shop, the amount depends mainly on your deposits and any existing obligations.
No. We ask for about three months of business bank statements and a short application.
We start with a soft credit pull, so checking your options does not begin with a hard inquiry.
Sole proprietors can apply. What matters most is a business account with steady deposits.
A lump sum works when you know the gap, such as two soft months of rent and payroll. A line of credit suits owners who would rather draw only when a week comes in short. Both are reviewed from the same bank statements.
Example uses for illustration only.
A few habits make slow-season funding easier to qualify for and easier to repay.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding