New chairs, stations, sterilizers or a full fit-out, financed over a schedule you see up front so cash stays free for rent and payroll.
Finance My ChairsBarbershop Equipment Financing
Worn chairs and tired stations cost you clients. We fund barbershop equipment from $25,000 based mainly on your deposits, with no tax returns required.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply and three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Your shop's steady deposits matter as much as the score.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front, so you can budget around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A barbershop's look and flow are built from equipment: hydraulic chairs, styling stations with mirrors and storage, shampoo bowls, hot towel cabinets, UV sterilizers, lighting and the front-desk POS. When you add a chair, open a second room, or replace worn-out stations that clients notice, the bill climbs fast.
Equipment financing spreads that cost over a repayment schedule tied to the purchase. Your cash stays available for rent, payroll and product.
| Area | Examples |
|---|---|
| Stations | Barber chairs, mirrors, cabinets |
| Sanitation | UV sterilizers, autoclaves, towel warmers |
| Wash area | Shampoo bowls, water heaters |
| Front of house | POS, booking tablets, waiting seating, signage |
If you are fixing gear rather than replacing it, see barbershop equipment repair funding.
Many owners finance equipment as part of a bigger move: taking over the empty unit next door, opening a second location, or converting to a higher-end shop with private suites. In those cases, the equipment is one piece of the plan. Pair it with barbershop expansion funding or working capital to cover the buildout, signage and the weeks before new barbers fill their books.
We fund established businesses with steady deposits, from $25,000 to $5,000,000. You apply in about five minutes and share about three months of business bank statements. We look at deposit consistency and existing obligations, and we start with a soft credit pull. FICO 500+ is considered. No tax returns are required, and sole proprietors can apply.
The amount depends mainly on deposits and current obligations. For illustration, a shop adding two chairs is a very different request from a full six-station fit-out, and the offer reflects that.
It is tempting to buy the cheapest chairs on the catalog page, or the most expensive ones you saw at a trade show. A better test is how the equipment fits the next couple of years of the shop. If you plan to add barbers, buy stations you can match later. If clients are asking for hot towel shaves or beard work, budget for the cabinets and sanitation gear those services need. Equipment that lets you add a service or another barber tends to earn its keep faster than cosmetic swaps.
Yes, equipment for a full fit-out can be part of the request. Send supplier quotes so we can review the total.
Often. Include the supplier details and condition, and we will review it with your statements.
FICO 500+ is considered, with heavy weight on deposit history.
No. About three months of business bank statements is the main document.
Yes. The offer shows the full repayment amount and schedule before you accept.
Example uses for illustration only.
Prepare these before you request barbershop equipment financing.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding