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State funding hub

Business funding in Texas

Pick your industry to see the thresholds, what the capital is for and how files are read in Texas.

✓ Checking what you qualify for does not affect your credit score.

What applies in Texas

Texas is funded on every tier, with no extra restrictions. Most business activity sits around Houston, San Antonio, Dallas, Austin, Fort Worth and El Paso. The Texas economy runs on energy, logistics, tech and construction.

Every industry below has its own page with the published thresholds, what the capital is normally for, and how a file in that industry is read. The minimum FICO is 500, decisions are the same day, and funding is typically the next business day.

Funding by industry in Texas

Auto repair shopsBakeriesBars and nightclubsBarbershopsCar washesCatering companiesChiropractic practicesCleaning companiesClothing storesCoffee shopsConcrete contractorsConstruction companiesConvenience storesDaycare centresDental practicesEcommerce businessesElectrical contractorsExcavation contractorsGyms and fitness studiosFlooring contractorsFood trucksFreight and logistics companiesFurniture storesGas stationsGrocery storesHardware storesHome health agenciesJewellery storesLandscaping companiesLaundromatsLiquor storesMachine shopsMedical practicesMoving companiesNurseries and garden centresPainting contractorsPet grooming businessesPhysical therapy clinicsPlumbing and HVAC contractorsPrinting companiesRestaurantsRoofing contractorsHair salonsSecurity companiesDay spas and med spasStaffing agenciesTrucking companiesVeterinary practices

Cities in Texas

Austin, TXDallas, TXHouston, TXSan Antonio, TX

City pages cover the same industries with local detail.

Products in Texas

Merchant cash advance in TexasWorking capital in TexasBusiness line of credit in TexasEquipment financing in TexasSame-day funding in TexasBad-credit business loans in Texas

Related

Funding by industry and state — the full directory
States we fund — all 50 states
Credit score requirements — what each tier needs
Qualification checker — a five-question check

Common questions

Do you fund businesses in Texas?

Yes. We fund businesses in all 50 states, including Texas.

What industries can get funding in Texas?

Every eligible category on this page, across 48 industries. Restricted categories are listed on the eligible industries page.

How fast can a Texas business be funded?

We give a same-day decision on a complete file, and funding is typically the next business day after signing.

See what you qualify for

Same-day decision. Applying takes a few minutes and will not affect your credit score.

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