A lump sum for payroll, materials and inventory. $25,000 to $5,000,000, about three months of bank statements, no tax returns.
Apply in 5 MinutesTexas Working Capital
Texas contractors, oilfield service shops, wholesalers and retailers use working capital to cover costs that land before revenue does.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of statements and a 5-minute application. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, with a soft credit pull to start.
Your offer shows the full repayment amount before you accept. Nothing is added after you sign.
The repayment schedule is laid out in your offer up front so you can plan cash flow.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A Houston roofing company buys shingles and pays crews before an insurance check clears. A Midland oilfield service shop covers fuel and parts while operators take their time paying invoices. A Dallas wholesaler stocks up ahead of the holidays. A Rio Grande Valley produce business moves product on tight timelines. Each of them is busy. Each of them can still run short on cash.
Working capital fills that gap with a lump sum from $25,000 to $5,000,000 that you can use for payroll, materials, inventory, rent and other ordinary costs.
No tax returns. We consider owners with a FICO of 500 and up, and sole proprietors can apply. We built this for established businesses with steady deposits, so the review focuses on how revenue moves through your account and what obligations you already carry.
The amount we can offer depends mainly on your deposits and your existing obligations. For illustration, a business with consistent monthly deposits and few other payments coming out of the account will generally be sized differently from one with the same revenue but several existing obligations. The best way to know your number is to apply.
Your offer shows the full repayment amount and the repayment schedule before you accept. No surprise costs after you sign. Qualified businesses can be funded in as little as 24 hours.
Texas businesses deal with swings that do not show up in a bank template. Construction and landscaping slow during the hottest weeks of summer and pick up when it cools off. Coastal businesses plan around hurricane season. Energy-related shops follow drilling activity. Retail and hospitality spike around holidays, football season and big events in the metros. We read your statements with your cycle in mind.
Need funds on and off instead of all at once? Look at a business line of credit in Texas. Sell mostly by card? A merchant cash advance repays from future sales. Buying a truck or machine? See equipment financing. Or skip ahead and apply now.
Money for day-to-day operations: payroll, inventory, materials, rent, repairs and similar costs.
Funding ranges from $25,000 to $5,000,000, based mainly on your deposits and existing obligations.
No. We review about three months of business bank statements.
Yes. We consider owners with a FICO of 500 and up.
Qualified businesses can be funded in as little as 24 hours.
Yes. We read your statements in context, so a predictable slow stretch in summer heat or storm season is viewed differently from a steady decline.
Example uses for illustration only.
A few steps help any funder size your business accurately.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding