Industries
Industry eligibility is checked at the NAICS level and it is the single most common reason a file gets declined before anything else is reviewed. Most industries qualify.
✓ Checking what you qualify for does not affect your credit score.
These are funded routinely. If your business is in one of these categories, industry is not the thing to worry about.
These are the categories that get declined most often on the bank-style tier. Some of them surprise people, so they are worth reading before you spend time on an application.
Restricted on the bank-style tier is not the same as restricted everywhere. The revenue-based tier funds several of these — long-distance trucking and construction in particular, under their own rules. See both tiers side by side →
A short application. No impact to your credit score to see what you qualify for.
We review revenue, time in business and bank activity — not just a credit score.
You see the amount, the term and the total cost before you sign anything.
Money in your account, typically the next business day after signing.
At the NAICS code level — a standard federal industry classification system, not a subjective judgment call.
This page shows commonly asked-about categories. Apply to get a same-day answer specific to your exact business type.
It means that specific product is not available for that industry. Other funding types may still apply.
No, checking what you qualify for does not affect your credit score.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
