From skid steers to walk-in coolers, finance the gear your Texas business runs on. Apply in 5 minutes with about three months of bank statements.
Get My OfferEquipment Financing, Texas
Keep your cash for payroll and materials while the new equipment starts producing. Offers from $25,000 to $5,000,000 based mainly on your deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply, about three months of bank statements and your vendor quote. No tax returns required.
FICO 500+ considered. Deposit consistency and existing obligations matter as much as the score.
Your offer shows the total repayment amount before you accept, so there are no surprise costs after you sign.
The payment schedule is laid out in the offer, so you can match it against the revenue the equipment brings in.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Texas businesses run hard on their equipment. A Houston fabrication shop, a Lubbock farm supplier, a San Antonio restaurant and a Dallas landscaping crew all have one thing in common: when a machine goes down or demand outgrows what they own, revenue waits until the gear is replaced. We built our equipment financing for owners who already have steady deposits and need the purchase handled without a months-long bank file.
Requests start at $25,000 and can reach $5,000,000 for larger fleets or production lines. The amount we can structure depends mainly on your deposit history and the obligations you already carry, not on a single score.
Decisions move quickly, and qualified businesses can be funded in as little as 24 hours. Ready to see numbers? Start your application.
If the money is going toward a specific machine or vehicle, equipment financing keeps the purchase tied to the asset. If you need cash for installation, training, extra inventory or payroll while the new equipment ramps up, working capital in Texas may fit alongside it. Owners who want a reserve they can draw on as needs come up often look at a business line of credit instead.
We consider owners with FICO scores of 500 and up. Funders look at how consistent your deposits are, how many existing payments you carry, and how long the business has been operating. If your credit took a hit during a slow stretch, our page on bad credit business loans in Texas explains how that is weighed. Sole proprietors can apply too.
Most income-producing equipment: construction machinery, kitchen equipment, shop tools, medical devices, delivery vehicles for local and regional routes, and similar assets tied to how your business earns revenue.
No. We work from about three months of business bank statements plus the equipment quote, along with the short application.
Qualified businesses can be funded in as little as 24 hours. Timing depends on how quickly statements and the vendor quote come in.
Often, yes. Send the quote and details on the machine, and your offer will reflect what is being purchased and your deposit history.
We start with a soft credit pull, which does not affect your score.
Example uses for illustration only.
A few steps can make an equipment request easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding