A lump sum repaid from your future sales. $25,000 to $5,000,000 with about three months of bank statements and no tax returns.
Get My OfferTexas Merchant Cash Advance
From Houston kitchens to Panhandle repair shops, a merchant cash advance turns steady Texas sales into cash you can use now.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. Consistent deposits count for a lot in our review.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer up front so you can plan around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance is a lump sum paid to your business in exchange for a portion of future sales. It is not a bank loan, and it is not judged like one. The review focuses on the revenue moving through your business account, which is why it works well for restaurants, retailers, auto shops, salons and other businesses that sell every day.
Before you accept, your offer shows the full repayment amount and the repayment schedule. There are no surprise costs after you sign.
A taqueria in San Antonio, a boutique in Austin, a tire shop in Lubbock and a seafood spot near the Gulf Coast have little in common except daily sales. Texas also has its own rhythms: summer heat that changes foot traffic, hurricane season along the coast, oilfield activity that rises and falls in the Permian Basin, and big event weekends in the major metros.
We read your statements with that context. A seasonal dip is a different story from a steady decline, and we treat it that way.
| What we ask for | Details |
|---|---|
| Application | About 5 minutes |
| Bank statements | About three months, business account |
| Credit | FICO 500+ considered, soft pull to start |
| Tax returns | Not required |
| Business type | Established businesses with steady deposits; sole proprietors can apply |
Common uses include buying inventory ahead of a busy season, replacing equipment that broke at the worst time, opening a second location, hiring staff or getting through a slow month after a storm closes the doors for a few days. Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.
An advance is one of several options. Working capital in Texas gives you a lump sum for operating costs. A business line of credit lets you draw as needs come up. Equipment financing fits a specific purchase. We also offer revenue-based financing. Apply and we will help you match the product to the need.
No. It is a purchase of a portion of your future sales, repaid from revenue on the schedule shown in your offer.
From $25,000 to $5,000,000. Your deposits and existing obligations are the main factors.
We consider owners with a FICO of 500 and up.
No. About three months of business bank statements is what we review.
Qualified businesses can be funded in as little as 24 hours after accepting an offer.
Yes. Owners use advances to restock, repair and cover payroll after a closure. The amount depends on your deposits and existing obligations.
Example uses for illustration only.
These habits make your account easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding