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State funding hub

Business funding in California

Pick your industry to see the thresholds, what the capital is for and how files are read in California.

✓ Checking what you qualify for does not affect your credit score.

What applies in California

California is funded. Extra restrictions apply on the revenue-based tier. Most business activity sits around Los Angeles, San Diego, San Jose, San Francisco, Fresno and Sacramento. The California economy runs on the largest small-business economy in the country.

Every industry below has its own page with the published thresholds, what the capital is normally for, and how a file in that industry is read. The minimum FICO is 500, decisions are the same day, and funding is typically the next business day.

Funding by industry in California

Auto repair shopsBakeriesBars and nightclubsBarbershopsCar washesCatering companiesChiropractic practicesCleaning companiesClothing storesCoffee shopsConcrete contractorsConstruction companiesConvenience storesDaycare centresDental practicesEcommerce businessesElectrical contractorsExcavation contractorsGyms and fitness studiosFlooring contractorsFood trucksFreight and logistics companiesFurniture storesGas stationsGrocery storesHardware storesHome health agenciesJewellery storesLandscaping companiesLaundromatsLiquor storesMachine shopsMedical practicesMoving companiesNurseries and garden centresPainting contractorsPet grooming businessesPhysical therapy clinicsPlumbing and HVAC contractorsPrinting companiesRestaurantsRoofing contractorsHair salonsSecurity companiesDay spas and med spasStaffing agenciesTrucking companiesVeterinary practices

Cities in California

Los Angeles, CASan Diego, CA

City pages cover the same industries with local detail.

Products in California

Merchant cash advance in CaliforniaWorking capital in CaliforniaBusiness line of credit in CaliforniaEquipment financing in CaliforniaSame-day funding in CaliforniaBad-credit business loans in California

Related

Funding by industry and state — the full directory
States we fund — all 50 states
Credit score requirements — what each tier needs
Qualification checker — a five-question check

Common questions

Do you fund businesses in California?

Yes. We fund businesses in all 50 states, including California. California and New York carry extra restrictions on the revenue-based tier.

What industries can get funding in California?

Every eligible category on this page, across 48 industries. Restricted categories are listed on the eligible industries page.

How fast can a California business be funded?

We give a same-day decision on a complete file, and funding is typically the next business day after signing.

See what you qualify for

Same-day decision. Applying takes a few minutes and will not affect your credit score.

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