Quick decisions and funding in as little as 24 hours for qualified businesses. A 5-minute application, about three months of statements, no tax returns.
Start NowFast Funding in California
Equipment breaks and clients pay late on their own schedule. We keep the process short so California owners can get an answer and move.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application and about three months of bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We begin with a soft pull and weigh your deposit history.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is in your offer, so you know what comes out and when.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
People search for same-day funding because something cannot wait. A cooler died over the weekend. Payroll is Friday and a big client has not paid. A supplier is offering a deal that disappears tomorrow. We understand the urgency, so here is the honest version: our decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
We would rather tell you that plainly than promise something the banking system cannot always deliver.
Most delays come from missing statements or slow replies, not from the review itself.
Urgency can push owners to accept the first offer they see. A few questions are worth asking even when you are in a hurry. Do you need the full amount, or just enough to cover this week? Will the repayment fit your slower weeks, not just your best ones? Is the problem a one-time gap or something that will come back next month?
For illustration, a Long Beach restaurant facing a dead walk-in cooler might only need enough to replace the unit and restock spoiled product, not a larger sum that adds cost without solving anything new. Borrowing what fixes the problem, and no more, keeps the next month easier.
We fund established businesses with steady deposits across the state, from restaurants in San Francisco to contractors in Riverside and growers outside Fresno. FICO 500+ is considered, no tax returns are needed, and we begin with a soft credit pull. Sole proprietors can apply. Amounts range from $25,000 to $5,000,000.
City owners can see local pages for Los Angeles, Oakland or Fresno.
Speed is only useful if you understand what you are signing. Your offer lays out the full repayment amount and the repayment schedule before you accept, and no surprise costs are added after you sign. Take a few minutes with it even if the clock is ticking.
If you need money for payroll this week, our payroll this week page is a good read. Or go straight to the application.
We do not promise same-day funding. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Missing or unreadable bank statements and slow replies to verification questions are the usual causes.
No. We start with a soft credit pull.
No. About three months of business bank statements is what we review.
FICO 500+ is considered. Consistent deposits matter a lot in our review.
Example uses for illustration only.
Want the fastest possible review? Do these first.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding