Get cash sized to your California sales. Funding from $25,000, a soft credit pull to start, and funding in as little as 24 hours for qualified businesses.
Get My OfferMerchant Cash Advance ยท California
From coastal restaurants to Central Valley service shops, a merchant cash advance is sized mainly from your deposits. About three months of statements and no tax returns.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered. Your sales and deposits weigh heavily in the decision.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer up front, so you can plan around slow seasons.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance provides a lump sum in exchange for a share of your future receivables. Rather than following a bank loan structure, repayment comes from your incoming revenue according to the schedule set out in your offer. For California businesses with steady sales, it is a way to get cash sized to what the business already earns.
We provide merchant cash advances from $25,000 to established businesses with consistent deposits.
California is a huge and varied market, and the businesses that use an MCA reflect that. Restaurants and cafes in Los Angeles and San Diego, retailers along busy commercial corridors, salons and fitness studios, auto shops in the Inland Empire, and service companies in the Central Valley all run on daily or weekly sales. Many of them also face real seasonality: coastal tourism peaks in summer, agricultural regions follow harvest cycles, and retail builds toward the holidays.
Owners in those situations use an advance to:
Start with our 5-minute application. We begin with a soft credit pull and review about three months of business bank statements. No tax returns required. FICO scores from 500 are considered, and sole proprietors can apply. Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
Want to see each step? Visit how it works.
The amount you are offered depends mainly on your deposits and existing obligations. For illustration: an Oakland bakery with steady daily card and cash deposits and no other financing would likely see a larger offer than a similar bakery that already carries several financing payments. In both cases, the offer shows the full repayment amount and the repayment schedule before you accept, with no surprise costs after you sign.
An MCA is one tool. If you want to draw funds as needed, look at a business line of credit in California. For a single machine or vehicle, equipment financing may fit better. If your credit is the main concern, our bad credit business loans in California page explains how we review files.
No. It is a purchase of a portion of future receivables. Your offer explains how repayment works before you accept.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
Card sales help, but we review your overall business deposits. Consistent deposits matter most.
FICO scores of 500 and up are considered, and we start with a soft credit pull.
Funding starts at $25,000 and depends mainly on your deposits and existing obligations.
Example uses for illustration only.
These steps help your California merchant cash advance application go smoothly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding