Replace a broken oven, add a truck or upgrade your shop. About three months of statements, no tax returns, and a quick 5-minute application.
Price My EquipmentCalifornia Equipment Financing
Downtime costs money. We review your deposits and the vendor quote so you can get the machine working for you without a long bank process.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in 5 minutes with about three months of bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. A soft pull starts it, and your deposits tell most of the story.
You see the full repayment amount in your offer before you accept, and no surprise costs come after you sign.
The repayment schedule is laid out in your offer up front, so the equipment fits your budget.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
California's economy is wide. Farms and packing houses in the Central Valley, kitchens and food trucks in every city, machine shops and fabricators in the Inland Empire, salons and clinics in the suburbs. Each one depends on equipment, and when a key piece fails or the business outgrows it, waiting weeks for a bank can mean lost work.
Equipment financing lets you get the machine, vehicle or tool now and pay for it over a schedule set out in your offer.
Paying cash keeps you debt-free but can drain the reserve you need for payroll and slow months. Leasing can make sense for gear that goes obsolete quickly, like some electronics. Financing sits in the middle: you get the equipment working right away and spread the cost over a schedule you can see before you sign.
For illustration, a Bakersfield auto shop replacing a worn two-post lift might finance it rather than pull from the cash that covers parts orders and technician pay. The shop keeps its cushion, the new lift starts earning on day one, and the payments are known in advance. If you are unsure which route fits, start with the equipment's expected useful life and how directly it brings in revenue.
Have a quote from the vendor ready. It helps us size the offer to the actual purchase.
About three months of business bank statements and a 5-minute application. We do not ask for tax returns, and we start with a soft credit pull. FICO 500+ is considered, and sole proprietors can apply. We fund established businesses with steady deposits, with amounts from $25,000 up to $5,000,000.
If your equipment is broken right now and costing you jobs, our equipment repair funding page covers faster fixes that are not a full replacement.
Your offer shows the full repayment amount and the repayment schedule before you accept, and no surprise costs show up after you sign. Weigh that against what the equipment will produce: more covers, more jobs per day or less downtime.
Ready to price it out? Start your application.
Tell us what you are buying and share the vendor quote. We review the purchase along with your business deposits.
Your offer will spell out everything involved, including the full repayment amount, before you accept.
A 5-minute application, about three months of business bank statements and the equipment quote. No tax returns.
FICO 500+ is considered. Steady deposits weigh heavily in how we review your file.
Funding can arrive in as little as 24 hours for qualified businesses, which helps when a vendor is holding a unit.
Example uses for illustration only.
Some prep makes equipment financing faster.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding