Companies like Fundbox
Companies similar to Fundbox, compared from their public pages in October 2026, for owners interested in embedded or platform-based business financing.
Fundbox works through platform partners. Similar companies include platform-based financing programs and online lenders with comparable products.
Platform-based programs are the closest match: Square Loans, PayPal Working Capital and Shopify Capital offer financing to sellers using their platforms, based on sales history on those platforms.
Bluevine is similar on product: a business line of credit up to $250,000 with published requirements.
Lendio is a marketplace covering lines, loans, A/R financing and more through 100+ lenders.
Merchant Fund Express is a marketplace accepting direct applications, with a 500 credit minimum.
Differences: platform programs require you to sell through that platform; lenders and marketplaces accept businesses regardless of platform.
Platform programs often repay as a percentage of platform sales; lenders usually use fixed schedules.
Owners searching for companies like Fundbox often want the same convenience, credit offered where they already work, or the same products, such as invoice financing or a small line of credit.
If convenience is the goal, check whether your payments platform (Square, PayPal or Shopify) shows a financing offer. If the product matters more, compare Bluevine or OnDeck for lines of credit, or a marketplace for invoice-based and revenue-based options.
Illustrative cost comparison: a $15,000 draw on a line repaid over six months and a $15,000 platform loan with a fixed fee can look different on paper; convert both to total dollars repaid and weekly cash out before choosing.
Lines comparison: Bluevine up to $250,000; OnDeck $6,000 to $200,000.
Owners not on any partner platform will usually find direct lenders or marketplaces the more practical comparison than other embedded programs.
| Fundbox | |
|---|---|
| How it works | Embedded-finance platform working through partners |
| Minimum credit | Not published |
| Time in business | Not published |
| Revenue | Not published |
| Amounts | Not published |
| Speed | Not published |
| Products | Line of credit, term loan, invoice financing, revenue-based financing, purchase financing, SMB card (offered through platform partners) |
| States | Not published |
Sources: Fundbox homepage, Trustpilot; checked October 2026. Fundbox is a trademark of its owner; Merchant Fund Express is not affiliated.
If you sell through a platform with its own financing, compare that offer with a marketplace offer on total cost and payment structure. If not, compare lenders and marketplaces on published criteria and written offers.
Good fit:
Compare first if:
Instead of applying to Fundbox and each similar company separately, one Merchant Fund Express application is matched with multiple funders. Credit from 500, same-day decisions, funding typically the next business day.
Square Loans, PayPal Working Capital, Shopify Capital, Bluevine, Lendio and Merchant Fund Express.
Square Loans, PayPal Working Capital and Shopify Capital.
Yes, they offer financing to their own sellers.
Bluevine publishes 625; Merchant Fund Express publishes 500.
Often as a percentage of platform sales.
Rapid Finance lists invoice factoring and Lendio lists A/R financing.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
