Comparisons
Each page lays out the differences in cost, speed, qualification and risk, with an arithmetic example in Canadian dollars.
✓ Checking what you qualify for does not affect your credit score.
Open the page that matches the two options you are weighing and read the side-by-side first. Then work the example with your own numbers, even roughly. If the answer changes with a small change in your inputs, the options are close and you should decide on speed or flexibility. If it does not, the decision is already made by the arithmetic.
Start with total dollars repaid. Most of the other pages follow from that.
They are written by a funding marketplace and are neutral: the right answer depends on your file.
Educational information only. It is not legal, tax or accounting advice.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
