Calculators
Every one runs in your browser, in Canadian dollars. Nothing is stored and nothing is sent.
✓ Checking what you qualify for does not affect your credit score.
Start with the MCA calculator to see the total and the payment of a specific offer. Then use the holdback calculator if your repayment is a share of sales, or the revenue-based calculator if it is a percentage of revenue. The affordability calculator tests whether the month can carry the payment, and the MCA vs loan calculator puts a bank option next to it.
The funding size explorer is the best place to begin if you do not yet have an offer: it shows what different sizes would do to your month.
They do not know your fees, your taxes or your seasonality unless you enter them. They are arithmetic on the numbers you give. A good habit is to run a pessimistic case alongside the expected one, so the decision does not depend on a good month.
Write the inputs and outputs from each tool on a single page so that you can compare scenarios later. A written record of three scenarios is a short document that also makes a clear note to attach to an application.
No. They are arithmetic on the numbers you enter.
No. The calculators run in your browser and do not send your inputs anywhere.
Educational information only. It is not legal, tax or accounting advice.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
