Draw funds when product deals, repairs, or quiet weeks show up. FICO 500+ considered, no tax returns, and a soft pull to start.
Check My LineSalon Line of Credit
Salon costs come in bursts. A line of credit gives you access to funds when you need them so a busted dryer or a slow week does not throw off your month.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes and three months of statements. Qualified salons can be funded in as little as 24 hours.
FICO 500 and up considered. Consistent salon deposits count for a lot.
Your offer shows the total repayment amount before you accept, with no surprise costs after signing.
The repayment schedule is laid out in your offer so you always know what is coming.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Salon expenses rarely arrive in one neat lump. One month it is a broken shampoo bowl, the next it is a vendor promotion on color you want to stock up on, and then a quiet week leaves payroll a little tight. A business line of credit gives you access to funds you can draw when those moments come up, rather than borrowing one large amount for a single purpose.
If you already know the exact project and cost, such as a full remodel or a second location, a lump sum like working capital or a merchant cash advance can be simpler. A line works best when needs are recurring but unpredictable. Our line of credit vs merchant cash advance guide compares them in plain terms.
Fill out the 5-minute application. We start with a soft credit pull and ask for about three months of business bank statements. No tax returns. FICO scores of 500 and up are considered, and sole proprietors can apply. Qualified salons can be funded in as little as 24 hours. Your offer shows the full repayment amount and repayment schedule before you accept.
Our review focuses on the salon's bank activity: how consistent deposits are from week to week, how the busy and quiet seasons compare, and what is already going out for other obligations. A shop with steady bookings and a clean account is easier to size than one with frequent overdrafts.
A line is easy to lean on, which is exactly why it pays to set rules for yourself. Decide in advance what the line is for, such as product deals, repairs, and true payroll gaps, and avoid drawing for things that will not bring money back into the salon. Watch how a draw fits alongside any other financing you already have, since existing obligations affect what you can comfortably carry. Treated as a tool for timing gaps, a line can keep your shop steady through uneven months.
You can draw funds as needs come up rather than taking one fixed amount. Each offer explains the total repayment amount and schedule before you accept.
We fund from $25,000 to $5,000,000. The amount depends mainly on your deposits and current obligations.
No. About three months of business bank statements is what we ask for.
We start with a soft credit pull, which does not affect your score.
Sole proprietors can apply. We work with established businesses that show steady deposits.
Example uses for illustration only.
A few habits help salons get and keep a healthy line of credit.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding