Add chairs, build a spa room or open a second location. Funding from $25,000 to $5,000,000 based on your salon's deposits, in as little as 24 hours if qualified.
Plan My ExpansionSalon expansion funding
Expansion costs land before new chairs earn. Apply in about five minutes with three months of statements and a soft credit pull, then size the plan to what fits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes to apply and roughly three months of bank statements. No tax returns or business plan required.
FICO 500+ considered. A growing salon's deposit history counts for a lot.
Your offer lists the full repayment amount up front. No surprise costs after you sign.
The repayment schedule is laid out in your offer, so you can plan it against the new space's ramp-up.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
When your stylists are booked three weeks out and you are turning away new clients, the business is telling you something. Expansion for a salon can mean knocking through to the unit next door, adding stations, building a treatment room for facials or lashes, or signing a lease on a second location across town.
Each of those costs money long before the new chairs bring in a dollar: buildout, plumbing for new shampoo bowls, furniture, signage, a deposit on the lease and payroll for new hires during their ramp-up.
Larger expansions often use more than one tool. Equipment such as chairs, pedicure spas or laser devices can be handled through equipment financing for salons, while the buildout and hiring come from working capital. A line of credit works well as a cushion for overruns, which buildouts tend to have. Your offer shows the full repayment amount and schedule before you accept anything.
We look at about three months of business bank statements. A salon with steady, growing deposits and manageable existing payments is in the strongest position. No tax returns are required, the application takes about five minutes, and we start with a soft credit pull. FICO 500+ is considered and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, and qualified salons can be funded in as little as 24 hours.
Check our salon qualification guide to see how funders read your statements.
The most common expansion mistake is funding the construction and forgetting the months it takes new chairs to fill. Build that ramp into your request. For illustration, an owner adding four stations might budget buildout, equipment and a few months of new-hire pay together. When the numbers make sense, start your application.
Yes. Lease deposits, buildout, equipment, inventory and staffing for a second location are all common uses.
Funding runs from $25,000 to $5,000,000. The amount depends mainly on your current deposits and existing obligations rather than projections for the new space.
No business plan or tax returns are required. We work from about three months of bank statements. Having your own plan and contractor quotes still helps you size the request.
Equipment financing fits chairs and devices. Working capital fits buildout, hiring and other costs that are not equipment. Many owners use both.
Yes, sole proprietors can apply.
Example uses for illustration only.
A little preparation makes an expansion request easier to approve and safer to carry.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding