Draw when payroll gets ahead of client payments, repay as invoices clear, and keep capital ready for the next gap. Soft pull to start, no tax returns.
Check My LineBusiness Line of Credit
Staffing gaps repeat. A line of credit gives your agency a reusable pool to cover late invoices and seasonal surges.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and three months of statements. Qualified agencies can be funded in as little as 24 hours.
FICO 500+ considered. A steady client payment history matters a lot.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is in your offer up front, so you can plan draws against it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Staffing cash needs repeat. Every week there is payroll, and every month some client pays later than expected. A one-time lump sum solves one gap. A business line of credit gives you a pool of capital you can draw from when the gap shows up, repay as client payments arrive, and draw from again the next time.
If your need is one known event, such as a single contract start, a lump sum like working capital or a merchant cash advance can be simpler. If you face a string of smaller gaps through the year, a line gives you flexibility to draw only what you need. Our line of credit vs MCA guide walks through both.
The application takes about five minutes and starts with a soft credit pull. We review about three months of business bank statements, with no tax returns required. FICO 500 and up is considered, and sole proprietors can apply. Agencies with steady deposits from a mix of clients usually present the clearest picture. Funding ranges from $25,000 to $5,000,000, depending mainly on deposits and existing obligations.
A line works best when every draw has a matching invoice behind it. A simple rule many agency owners follow: draw when a specific client payment is late, and repay when that payment lands. That keeps the balance tied to real receivables instead of creeping up over time. Your offer shows how repayment works and the full cost before you accept, so you can plan draws around it.
Map out your busiest and slowest months, and note which clients pay on which terms. Our staffing agency cash flow guide can help. If you already know a slow stretch is coming, see slow season funding for staffing agencies.
You get access to a set amount of capital, draw what you need when payroll outpaces client payments, and repay as invoices are paid. Details are in your offer.
Funding ranges from $25,000 to $5,000,000, based mainly on your deposits and current obligations.
We consider FICO scores of 500 and up, alongside your deposit history.
About three months of business bank statements and a 5-minute application. No tax returns.
Qualified businesses can be funded in as little as 24 hours after acceptance and paperwork.
Example uses for illustration only.
These habits help agencies get the most from a line of credit.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding