Funding based on the sales your chairs already bring in. FICO 500+ considered, no tax returns, and a soft pull to start your 5-minute application.
See My OfferSalon Merchant Cash Advance
Salons see deposits every day. A merchant cash advance uses that sales history to fund inventory, renovations, and new stations without a bank-style paperwork chase.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes and three months of statements. Qualified salons can be funded in as little as 24 hours.
FICO 500 and up considered. Your daily card and cash deposits carry real weight.
Your offer shows the total repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is in the offer, so you can plan around slow weeks and busy seasons.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance gives your salon a lump sum based on future sales. Instead of a bank weighing collateral and years of tax returns, the review looks at the card and cash deposits your chairs already produce. Salons tend to run a high volume of smaller tickets every day, which shows up clearly in bank statements and makes this structure a common fit.
Your offer lists the full repayment amount and the repayment schedule before you accept, so you know exactly what you are signing up for.
The best uses tie the money to something that brings clients back through the door.
The application takes about five minutes and starts with a soft credit pull. Upload roughly three months of business bank statements. No tax returns are required, and we consider FICO scores of 500 and up. Sole proprietors and booth-rental owners running a real business account can apply. Qualified salons can be funded in as little as 24 hours.
The amount we can offer depends mainly on your monthly deposits and any obligations you already carry. For illustration, a two-location salon with steady weekly deposits and no other financing will usually see a different offer than a single shop that already has an advance coming out of its account. Before you apply, decide what the money is for and how much that project really costs. Taking only what the project needs keeps repayment comfortable during slower weeks.
When we review a salon's statements, we look for a steady rhythm of deposits from services and retail, a balance that does not regularly run dry, and a clear picture of what is already being paid out to other financing. Booking software that sends card payouts to the same business account makes this easy to see. Mixing personal spending with salon revenue makes it harder.
If you want to draw funds only when you need them, a business line of credit may suit you better. Our comparison of the two walks through the tradeoffs. Buying dryers, shampoo bowls, or a laser? Look at equipment financing for salons.
It can be for salons with steady card and cash deposits. The advance is based on your sales history, and the offer shows the full repayment amount and schedule before you accept.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations.
We consider FICO scores of 500 and up. Deposit history matters a great deal.
About three months of business bank statements and a 5-minute application. No tax returns.
Yes. Sole proprietors can apply as long as the business is established with steady deposits.
Example uses for illustration only.
Simple steps can help a salon get a stronger advance offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding