Draw funds for supplies, payroll, or repairs when you need them, repay, and use the line again. A 5-minute application and no tax returns.
Check My LineVeterinary Line of Credit
Clinic cash flow swings with seasons, insurance timing, and surprise repairs. A revolving line lets you cover each gap as it comes instead of guessing one big number.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about five minutes with three months of bank statements. Funding in as little as 24 hours for qualified practices.
FICO 500+ is considered. We look closely at the steady deposits your clinic generates.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is laid out in your offer so you can match it to clinic cash flow.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A veterinary practice can have a full appointment book and still feel squeezed. Vaccine and pharmacy orders go out before clients pay, a surgery suite needs a part replaced, and a slow winter week follows a packed spring. A business line of credit is built for that uneven rhythm. You get access to a set amount, draw what you need, repay it, and the room opens back up for the next gap.
For many clinic owners, that flexibility beats taking one lump sum for a problem that keeps coming back in smaller pieces.
The common thread is short, recurring needs. If you are planning a big build-out, a different product may suit you better.
We focus on how the practice actually runs. That means about three months of business bank statements showing steady deposits, a soft credit pull to start, and a 5-minute application. No tax returns are required. FICO scores from 500 are considered, so a few rough years on the personal side do not end the conversation. Sole proprietors and single-doctor clinics can apply too.
If you need a single amount for a known purpose, a merchant cash advance for veterinary practices or working capital may be simpler. If the needs are repeated and hard to predict, the line usually fits better. We break down the trade-offs in our line of credit vs. MCA guide for vets.
Every offer lays out the full repayment amount and the repayment schedule before you accept. Read it next to your monthly deposits. A line works best when each draw has a clear payback source, such as a seasonal rush in client visits or an insurance-paid surgery backlog.
Funding ranges from $25,000 to $5,000,000. The amount offered depends mainly on your deposits and any existing obligations.
No. We work from about three months of business bank statements plus a short application.
We start with a soft credit pull, which does not affect your score.
Decisions move quickly and funding can arrive in as little as 24 hours for qualified businesses.
Yes. Sole proprietors can apply, including mobile and house-call practices with steady deposits.
Example uses for illustration only.
A few habits can help your clinic present a stronger application.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding