Cover payroll, product, and rent while your appointment book fills. Three months of statements, no tax returns, and a soft pull to start.
Start My ApplicationSalon Working Capital
Salon expenses do not wait for the busy season. Working capital smooths out the gap between paying your team and product suppliers and collecting from clients.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Qualified salons can be funded in as little as 24 hours.
We look at the whole picture, including steady deposits from your stylists' bookings.
The total repayment amount is in your offer before you accept. Nothing extra appears after you sign.
Your offer lays out the repayment schedule up front so you can plan around quiet months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Running a salon means paying for product, rent, and stylist commissions on a schedule that does not always line up with how clients book. December can be packed while late January is quiet. A big color order hits before the prom rush pays for it. Working capital fills that gap so your shop can keep operating normally while revenue catches up.
It is meant for running the business, not for a single large asset. For chairs, dryers, or treatment devices, equipment financing is often the cleaner fit.
Start with our 5-minute application. We use a soft credit pull to begin, and we ask for about three months of business bank statements. No tax returns. We consider FICO scores of 500 and up, and sole proprietors can apply. Qualified salons can be funded in as little as 24 hours. Your offer will show the total repayment amount and the schedule before you decide.
Working capital is a good tool when the business is healthy but timing is off: clients are booked, revenue is coming, and a bill simply lands first. It is a weaker fit when the salon is losing money month after month, since funding will not fix a pricing or staffing problem. Be honest with yourself about which situation you are in before you apply, and tell us about any financing you already carry.
Salon revenue is seasonal in most markets. Holidays, graduation, and wedding season bring a rush, while the weeks after New Year and late summer can slow down. Before you borrow, look at your last year of deposits and identify the thinnest months. Size the funding so repayment is manageable during those weeks, not just during your best ones. Our salon cash flow guide has more on planning around those swings.
For illustration, an owner who knows January deposits drop could time a working capital request to cover product and payroll for that stretch, then let spring revenue carry the repayment.
It is funding for the day-to-day costs of running your shop, such as payroll, product, rent, and marketing. It helps when expenses arrive before revenue does.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations.
A 5-minute application and roughly three months of business bank statements. No tax returns are required.
We consider FICO scores of 500 and up and look closely at your deposit history.
Decisions move quickly, and qualified salons can be funded in as little as 24 hours.
Example uses for illustration only.
These habits can help your salon secure better working capital offers.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding