Merchant Fund Express
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Equipment Repair Funding for Salons

Water heater out, chairs failing, dryers dead? Get your salon fixed and back on schedule. Funding from $25,000, in as little as 24 hours for qualified salons.

Fix It Now

Salon equipment repair

Pay the technician today, keep the appointment book full

Every hour a shampoo bowl or chair is down costs you bookings. Apply in about five minutes with three months of bank statements and a soft credit pull.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair money without the runaround

Fast decision, short paperwork

A five-minute application and about three months of bank statements. No tax returns, no business plan.

Credit that is less than perfect

FICO 500+ considered. Your salon's deposits carry real weight in the decision.

Full cost shown before you accept

Your offer spells out the full repayment amount. No surprise costs after you sign.

Repayment you can see coming

The repayment schedule is in your offer up front, so you can plan around your booking calendar.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

A broken water heater closes the color bar

Salons run on a short list of machines, and when one fails it hits revenue the same day. A water heater that quits means no shampoos. A backbar plumbing leak takes two bowls offline. Hydraulic chairs stop holding height, hood dryers burn out, and the HVAC that keeps chemical fumes under control picks August to give up.

Equipment repair funding for a salon pays the technician and the parts now, so you can rebook the afternoon instead of canceling it.

Repairs salon owners commonly fund

Some owners fold in the cost of a temporary rental or a few days of overtime so the schedule stays whole while work is done.

Repair or replace?

If the technician says the unit is near the end of its life, it may make more sense to replace it. Our equipment financing for salons page covers that route. For a one-time repair bill, working capital is usually the cleaner fit. If you expect more repairs this year from an aging buildout, a line of credit lets you draw only when something breaks.

How the process works

  1. Fill out the five-minute application. We start with a soft credit pull.
  2. Share about three months of business bank statements. No tax returns required.
  3. Review your offer, which shows the full repayment amount and schedule before you accept.
  4. Qualified salons can be funded in as little as 24 hours.

FICO 500+ is considered and sole proprietors can apply. Apply here when you have the repair quote in hand.

Before you apply

Get a written quote from the technician, including parts lead time. It helps you request the right amount and keeps you from borrowing more than the fix needs. Ask whether the part is in stock or on backorder, since a long wait might change whether you repair or replace. If your credit has taken hits, see bad credit options for salons.

Frequently Asked Questions

How fast can I get money to fix salon equipment?

Decisions move quickly once we have your statements, and qualified salons can be funded in as little as 24 hours.

Is $25,000 the smallest amount?

Yes, funding starts at $25,000. Many owners combine an urgent repair with a backlog of smaller fixes or a planned upgrade so the amount covers everything at once.

Do I need to show the repair invoice?

A quote helps you size the request, but our decision is based mainly on your deposits and existing obligations.

Can I use repair funding for a pedicure chair replacement?

Yes. If you are replacing rather than repairing, equipment financing may also be worth comparing.

What if my credit score is low?

FICO 500+ is considered. Funders weigh your deposit history alongside the score, so a lower score is one factor among several.

Water heater $26,000.00
Pedicure chairs $42,000.00
HVAC repair $31,500.00
Shampoo backbar $27,800.00

Example uses for illustration only.

How to improve your chances

These habits make urgent repair requests faster to review.

  • Get a written repair quote with parts lead time
  • Keep salon revenue in a dedicated business account
  • Track equipment age so replacements are planned, not sudden
  • Avoid overdrafts in the months before you apply

How we compare to a bank for urgent repairs

Merchant Fund Express
Traditional bank loans
Speed
As little as 24 hours if qualified
Often several weeks
Paperwork
About 3 months of bank statements
Tax returns, financials, projections
Application
5-minute application
Long forms and branch meetings
Credit check
Soft pull to start
Hard pull is common up front
Credit
FICO 500+ considered
Higher scores usually expected

Get the chair back in service

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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