Compare a revolving limit for product and supplies with a lump-sum advance for stations or a remodel. Apply in about 5 minutes.
Check My OptionsSalon Funding Comparison
Repeating costs and big one-time projects call for different funding. We help you see which shape suits your salon.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes and three months of bank statements. Funding in as little as 24 hours for qualified salons.
FICO 500+ is considered. Steady appointment deposits matter a lot.
See the full repayment amount in your offer before you accept, and no surprise costs after signing.
Your offer lays out the repayment schedule up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Salons spend money in two very different ways. There are the steady, repeating costs, like color and retail stock, that come up every few weeks. Then there are the big one-off moves: a new station layout, a second location, or a full refresh of the front of house. A line of credit tends to match the first pattern. A merchant cash advance tends to match the second.
With a line of credit you get a limit and draw from it only when needed. Restock before prom and wedding season, repay as appointments fill, and the limit is there again for the next order. You owe only on what you draw. Owners who like to keep a cushion without carrying a lump sum often prefer this setup. See our salon line of credit page.
An advance puts a lump sum in your account and is repaid from future card sales or deposits on the schedule in your offer. Salons with strong, steady card volume often find this lines up with how they get paid. It is a natural fit when you know the cost up front:
More on our merchant cash advance for salons page.
How your salon is set up affects the review. A commission salon runs most service revenue through its own account, which builds a clear deposit record. A booth rental salon has smaller, steadier rent deposits. Either model can apply; funders simply read the deposits differently, and the amount follows what the statements show along with what you already owe. If credit history is a worry, our bad credit salon funding page explains how it is weighed.
Apply in about 5 minutes with a soft credit pull to start. We ask for about three months of business bank statements and no tax returns. FICO 500+ is considered, and sole proprietors can apply. Funding runs from $25,000 to $5,000,000, with funding in as little as 24 hours for qualified salons. The full repayment amount and schedule are in your offer before you accept. Apply today.
A remodel is usually a single, known cost, so many owners lean toward an advance. If the work will happen in phases, a line of credit can let you draw as each phase starts.
Booth rental salons can apply. We review the deposits that actually come into your business account.
No. FICO 500+ is considered, and your deposit history is a major part of the review.
About three months of business bank statements and the short online application. No tax returns.
Decisions move quickly, and qualified salons can be funded in as little as 24 hours.
Example uses for illustration only.
Before you apply, a few tidy-ups can make the review smoother.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding